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Get Cheap Car Insurance in 76036, TX
We monitor insurance prices, helping the average driver in 76036 save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in 76036
The chart below shows the cheapest car insurance company in 76036 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| 76036 Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $62 |
| State Farm | $66 |
Savings for Every Kind of 76036 Driver
Based on our extensive insurance data, we know the average 76036 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some 76036 residents are paying out over $1,771 extra every year for auto insurance in 76036. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
76036, TX Savings / Yr. |
|---|---|
$364 |
|
$834 |
|
$735 |
|
$842 |
|
$1,282 |
|
$484 |
|
$529 |
76036 Car Insurance vs. Texas
People living in 76036 pay an average of 9.36% less than the typical driver in the state. The average driver in 76036 can expect to pay about $1,055 per year, or $1,771 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 76036 for most people.
Car Insurance Prices by 76036 Neighborhood
Insurance Prices
Where is insurance cheapest within 76036?
The map shows insurance prices in and around 76036, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $339 per year within the zip boundaries, with insurance premiums ranging from a high of $1,931 to a low of $1,592. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of 76036.Pick the Best Car Insurance Company for You in 76036
The best car insurance provider for most drivers in 76036
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $364 over the average 76036 car insurance company.
The best car insurance provider for 76036 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $834 over the competition.
The best car insurance company for 76036 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $735 better than other car insurance companies.
The best auto insurance for 76036 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $842 less each year.
The least expensive car insurance company for new and young drivers in 76036
In 76036, State Farm costs young drivers $1,282 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 76036
State Farm gave the largest car insurance discounts to married couples, averaging $484 saved each year compared to an average 76036 couple's premiums.
The cheapest car insurance in 76036 for drivers with bad credit
The best 76036 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 76036
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 76036 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 76036, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 76036
What Influences the Cost of Car Insurance in 76036?
On average, car insurance in 76036 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 76036 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 76036 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 76036 is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 76123: Insurance costs 6.72% more
- 76028: Insurance costs 6.15% less
- 76134: Insurance costs 9.32% more
- 76133: Insurance costs 5.82% more
- 76140: Insurance costs 8.13% more
- 76132: Insurance costs 0.85% more
- 76115: Insurance costs 11.69% more
- 76058: Insurance costs 7.11% less
- 76126: Insurance costs 5.93% less
- 76119: Insurance costs 13.27% more
Zip Codes with Similar Populations
- 33325: Insurance costs 69.34% more
- 33174: Insurance costs 95.48% more
- 05401: Insurance costs 28.46% less
- 06811: Insurance costs 19.31% more
- 08003: Insurance costs 2.99% more
- 08611: Insurance costs 17.05% more
- 31204: Insurance costs 8.24% more
- 19151: Insurance costs 5.03% more
- 21237: Insurance costs 23.77% more
- 71107: Insurance costs 67.02% more