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Get Cheap Car Insurance in 78059, TX
We monitor insurance prices, helping the average driver in 78059 save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in 78059
The chart below shows the cheapest car insurance company in 78059 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| 78059 Insurer | Monthly Cost |
|---|---|
| Clearcover | $43 |
| Mile Auto | $56 |
| Progressive | $57 |
| State Farm | $62 |
Savings for Every Kind of 78059 Driver
Based on our extensive insurance data, we know the average 78059 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $339 per year by choosing the right vehicle insurance company. Some 78059 residents are paying out over $1,648 extra every year for auto insurance in 78059. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
78059, TX Savings / Yr. |
|---|---|
$339 |
|
$776 |
|
$684 |
|
$784 |
|
$1,193 |
|
$450 |
|
$493 |
78059 Car Insurance vs. Texas
People living in 78059 pay an average of 15.66% less than the typical driver in the state. The average driver in 78059 can expect to pay about $982 per year, or $1,648 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 78059 for most people.
Car Insurance Prices by 78059 Neighborhood
Insurance Prices
Where is insurance cheapest within 78059?
The map shows insurance prices in and around 78059, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the zip boundaries, with insurance premiums ranging from a high of $1,688 to a low of $1,619. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of 78059.Pick the Best Car Insurance Company for You in 78059
The best car insurance provider for most drivers in 78059
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $339 over the average 78059 car insurance company.
The best car insurance provider for 78059 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $776 over the competition.
The best car insurance company for 78059 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $684 better than other car insurance companies.
The best auto insurance for 78059 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $784 less each year.
The least expensive car insurance company for new and young drivers in 78059
In 78059, State Farm costs young drivers $1,193 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 78059
State Farm gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average 78059 couple's premiums.
The cheapest car insurance in 78059 for drivers with bad credit
The best 78059 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 78059
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 78059 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 78059, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 78059
What Influences the Cost of Car Insurance in 78059?
On average, car insurance in 78059 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 78059 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 78059 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 78059 is $82 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 78052: Insurance costs 0.97% more
- 78016: Insurance costs 0.42% less
- 78002: Insurance costs 1.94% more
- 78069: Insurance costs 1.27% more
- 78005: Insurance costs 1.46% more
- 78057: Insurance costs 1.70% more
- 78073: Insurance costs 2.00% more
- 78065: Insurance costs 0.97% more
- 78886: Insurance costs 0.61% less
- 78264: Insurance costs 3.40% more
Zip Codes with Similar Populations
- 55046: Insurance costs 1.09% less
- 44021: Insurance costs 32.40% less
- 48622: Insurance costs 70.51% more
- 49057: Insurance costs 70.02% more
- 49854: Insurance costs 68.63% more
- 53179: Insurance costs 31.37% less
- 53559: Insurance costs 33.68% less
- 53813: Insurance costs 31.49% less
- 54728: Insurance costs 28.58% less
- 42765: Insurance costs 28.16% more