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Get Cheap Car Insurance in 78207, TX
We monitor insurance prices, helping the average driver in 78207 save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in 78207
The chart below shows the cheapest car insurance company in 78207 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| 78207 Insurer | Monthly Cost |
|---|---|
| Clearcover | $53 |
| Mile Auto | $69 |
| Progressive | $71 |
| State Farm | $76 |
Savings for Every Kind of 78207 Driver
Based on our extensive insurance data, we know the average 78207 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some 78207 residents are paying out over $2,031 extra every year for auto insurance in 78207. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
78207, TX Savings / Yr. |
|---|---|
$418 |
|
$956 |
|
$843 |
|
$966 |
|
$1,470 |
|
$555 |
|
$607 |
78207 Car Insurance vs. Texas
People living in 78207 pay an average of 3.93% more than the typical driver in the state. The average driver in 78207 can expect to pay about $1,210 per year, or $2,031 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 78207 for most people.
Car Insurance Prices by 78207 Neighborhood
Insurance Prices
Where is insurance cheapest within 78207?
The map shows insurance prices in and around 78207, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the zip boundaries, with insurance premiums ranging from a high of $2,262 to a low of $1,868. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of 78207.Pick the Best Car Insurance Company for You in 78207
The best car insurance provider for most drivers in 78207
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $418 over the average 78207 car insurance company.
The best car insurance provider for 78207 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $956 over the competition.
The best car insurance company for 78207 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $843 better than other car insurance companies.
The best auto insurance for 78207 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $966 less each year.
The least expensive car insurance company for new and young drivers in 78207
In 78207, State Farm costs young drivers $1,470 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 78207
State Farm gave the largest car insurance discounts to married couples, averaging $555 saved each year compared to an average 78207 couple's premiums.
The cheapest car insurance in 78207 for drivers with bad credit
The best 78207 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 78207
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 78207 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 78207, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 78207
What Influences the Cost of Car Insurance in 78207?
On average, car insurance in 78207 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 78207 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 78207 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 78207 is $101 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 78204: Insurance costs 4.73% less
- 78205: Insurance costs 9.40% less
- 78225: Insurance costs 2.31% less
- 78237: Insurance costs 1.38% more
- 78226: Insurance costs 2.71% less
- 78215: Insurance costs 7.29% less
- 78201: Insurance costs 2.41% less
- 78212: Insurance costs 7.29% less
- 78228: Insurance costs 1.58% less
- 78203: Insurance costs 2.51% more
Zip Codes with Similar Populations
- 98034: Insurance costs 20.48% less
- 97702: Insurance costs 32.59% less
- 33415: Insurance costs 64.50% more
- 33321: Insurance costs 58.44% more
- 33312: Insurance costs 57.26% more
- 33175: Insurance costs 66.52% more
- 32808: Insurance costs 53.08% more
- 32792: Insurance costs 28.90% more
- 30809: Insurance costs 14.82% less
- 97206: Insurance costs 9.75% less