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Get Cheap Car Insurance in 79734, TX
We monitor insurance prices, helping the average driver in 79734 save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in 79734
The chart below shows the cheapest car insurance company in 79734 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| 79734 Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $61 |
| State Farm | $66 |
Savings for Every Kind of 79734 Driver
Based on our extensive insurance data, we know the average 79734 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $362 per year by choosing the right vehicle insurance company. Some 79734 residents are paying out over $1,761 extra every year for auto insurance in 79734. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
79734, TX Savings / Yr. |
|---|---|
$362 |
|
$829 |
|
$731 |
|
$837 |
|
$1,275 |
|
$481 |
|
$526 |
79734 Car Insurance vs. Texas
People living in 79734 pay an average of 9.86% less than the typical driver in the state. The average driver in 79734 can expect to pay about $1,049 per year, or $1,761 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 79734 for most people.
Car Insurance Prices by 79734 Neighborhood
Insurance Prices
Where is insurance cheapest within 79734?
The map shows insurance prices in and around 79734, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the zip boundaries, with insurance premiums ranging from a high of $1,780 to a low of $1,752. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of 79734.Pick the Best Car Insurance Company for You in 79734
The best car insurance provider for most drivers in 79734
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $362 over the average 79734 car insurance company.
The best car insurance provider for 79734 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $829 over the competition.
The best car insurance company for 79734 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $731 better than other car insurance companies.
The best auto insurance for 79734 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $837 less each year.
The least expensive car insurance company for new and young drivers in 79734
In 79734, State Farm costs young drivers $1,275 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 79734
State Farm gave the largest car insurance discounts to married couples, averaging $481 saved each year compared to an average 79734 couple's premiums.
The cheapest car insurance in 79734 for drivers with bad credit
The best 79734 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 79734
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 79734 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 79734, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 79734
What Influences the Cost of Car Insurance in 79734?
On average, car insurance in 79734 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 79734 is 25 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 79734 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 79734 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 79734 is $87 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 79854: Insurance costs 0.06% less
- 79781: Insurance costs 7.50% less
- 76943: Insurance costs 2.67% less
- 76950: Insurance costs 5.05% less
- 76854: Insurance costs 7.21% less
- 76856: Insurance costs 5.96% less
- 76820: Insurance costs 7.67% less
- 76831: Insurance costs 8.69% less
- 78643: Insurance costs 8.63% less
- 78609: Insurance costs 8.75% less
Zip Codes with Similar Populations
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- 42056: Insurance costs 18.91% more
- 43556: Insurance costs 41.00% less
- 45772: Insurance costs 32.31% less
- 01081: Insurance costs 13.52% less
- 48472: Insurance costs 62.12% more
- 49264: Insurance costs 55.71% more
- 49755: Insurance costs 53.83% more