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Get Cheap Car Insurance in 80214, CO
We monitor insurance prices, helping the average driver in 80214 save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in 80214
The chart below shows the cheapest car insurance company in 80214 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| 80214 Insurer | Monthly Cost |
|---|---|
| State Farm | $72 |
| Bristol West | $85 |
| Safeco Insurance | $87 |
| Geico | $89 |
Savings for Every Kind of 80214 Driver
Based on our extensive insurance data, we know the average 80214 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $454 per year by choosing the right vehicle insurance company. Some 80214 residents are paying out over $2,120 extra every year for auto insurance in 80214. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
80214, CO Savings / Yr. |
|---|---|
$454 |
|
$810 |
|
$652 |
|
$697 |
|
$2,062 |
|
$546 |
|
$800 |
80214 Car Insurance vs. Colorado
People living in 80214 pay an average of 12.18% more than the typical driver in the state. The average driver in 80214 can expect to pay about $1,238 per year, or $2,120 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 80214 for most people.
Car Insurance Prices by 80214 Neighborhood
Insurance Prices
Where is insurance cheapest within 80214?
The map shows insurance prices in and around 80214, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $452 per year within the zip boundaries, with insurance premiums ranging from a high of $2,317 to a low of $1,865. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 80214.Pick the Best Car Insurance Company for You in 80214
The best car insurance provider for most drivers in 80214
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $454 over the average 80214 car insurance company.
The best car insurance provider for 80214 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $810 over the competition.
The best car insurance company for 80214 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $652 better than other car insurance companies.
The best auto insurance for 80214 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $697 less each year.
The least expensive car insurance company for new and young drivers in 80214
In 80214, State Farm costs young drivers $2,062 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 80214
State Farm gave the largest car insurance discounts to married couples, averaging $546 saved each year compared to an average 80214 couple's premiums.
The cheapest car insurance in 80214 for drivers with bad credit
The best 80214 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 80214
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 80214 driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 80214, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around 80214
What Influences the Cost of Car Insurance in 80214?
On average, car insurance in 80214 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 80214 is 32 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 80214 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 80214 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 80214 is $103 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 80212: Insurance costs 0.05% less
- 80215: Insurance costs 6.18% less
- 80226: Insurance costs 0.99% less
- 80033: Insurance costs 6.65% less
- 80204: Insurance costs 5.38% more
- 80211: Insurance costs 0.75% more
- 80219: Insurance costs 4.86% more
- 80232: Insurance costs 3.02% less
- 80202: Insurance costs 1.93% more
- 80002: Insurance costs 6.23% less
Zip Codes with Similar Populations
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