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Get Cheap Car Insurance in 80478, CO
We monitor insurance prices, helping the average driver in 80478 save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in 80478
The chart below shows the cheapest car insurance company in 80478 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| 80478 Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Bristol West | $75 |
| Safeco Insurance | $76 |
| Geico | $78 |
Savings for Every Kind of 80478 Driver
Based on our extensive insurance data, we know the average 80478 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some 80478 residents are paying out over $1,849 extra every year for auto insurance in 80478. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
80478, CO Savings / Yr. |
|---|---|
$396 |
|
$707 |
|
$569 |
|
$608 |
|
$1,799 |
|
$477 |
|
$698 |
80478 Car Insurance vs. Colorado
People living in 80478 pay an average of 2.14% less than the typical driver in the state. The average driver in 80478 can expect to pay about $1,080 per year, or $1,849 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 80478 for most people.
Car Insurance Prices by 80478 Neighborhood
Insurance Prices
Where is insurance cheapest within 80478?
The map shows insurance prices in and around 80478, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the zip boundaries, with insurance premiums ranging from a high of $1,870 to a low of $1,835. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of 80478.Pick the Best Car Insurance Company for You in 80478
The best car insurance provider for most drivers in 80478
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $396 over the average 80478 car insurance company.
The best car insurance provider for 80478 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $707 over the competition.
The best car insurance company for 80478 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $569 better than other car insurance companies.
The best auto insurance for 80478 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $608 less each year.
The least expensive car insurance company for new and young drivers in 80478
In 80478, State Farm costs young drivers $1,799 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 80478
State Farm gave the largest car insurance discounts to married couples, averaging $477 saved each year compared to an average 80478 couple's premiums.
The cheapest car insurance in 80478 for drivers with bad credit
The best 80478 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 80478
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 80478 driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 80478, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around 80478
What Influences the Cost of Car Insurance in 80478?
On average, car insurance in 80478 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 80478 is 27 minutes, which is a little less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 80478 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 80478 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 80478 is $90 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 80442: Insurance costs 1.08% less
- 80482: Insurance costs 1.08% less
- 80446: Insurance costs 0.11% more
- 80451: Insurance costs 0.59% less
- 80468: Insurance costs 1.95% more
- 80474: Insurance costs 3.03% more
- 80466: Insurance costs 5.08% more
- 80422: Insurance costs 4.76% more
- 80471: Insurance costs 4.71% more
- 80459: Insurance costs 0.27% more
Zip Codes with Similar Populations
- 04110: Insurance costs 51.65% less
- 99402: Insurance costs 30.34% less
- 98858: Insurance costs 29.48% less
- 97868: Insurance costs 24.82% less
- 95977: Insurance costs 2.00% more
- 95573: Insurance costs 3.57% less
- 94957: Insurance costs 12.33% more
- 87036: Insurance costs 20.93% less
- 85707: Insurance costs 7.03% less
- 79545: Insurance costs 7.73% less