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Get Cheap Car Insurance in 80535, CO
We monitor insurance prices, helping the average driver in 80535 save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in 80535
The chart below shows the cheapest car insurance company in 80535 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| 80535 Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $74 |
| Geico | $76 |
Savings for Every Kind of 80535 Driver
Based on our extensive insurance data, we know the average 80535 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some 80535 residents are paying out over $1,798 extra every year for auto insurance in 80535. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
80535, CO Savings / Yr. |
|---|---|
$385 |
|
$687 |
|
$553 |
|
$591 |
|
$1,748 |
|
$463 |
|
$678 |
80535 Car Insurance vs. Colorado
People living in 80535 pay an average of 4.88% less than the typical driver in the state. The average driver in 80535 can expect to pay about $1,050 per year, or $1,798 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 80535 for most people.
Car Insurance Prices by 80535 Neighborhood
Insurance Prices
Where is insurance cheapest within 80535?
The map shows insurance prices in and around 80535, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the zip boundaries, with insurance premiums ranging from a high of $1,956 to a low of $1,738. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of 80535.Pick the Best Car Insurance Company for You in 80535
The best car insurance provider for most drivers in 80535
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $385 over the average 80535 car insurance company.
The best car insurance provider for 80535 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $687 over the competition.
The best car insurance company for 80535 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for 80535 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $591 less each year.
The least expensive car insurance company for new and young drivers in 80535
In 80535, State Farm costs young drivers $1,748 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 80535
State Farm gave the largest car insurance discounts to married couples, averaging $463 saved each year compared to an average 80535 couple's premiums.
The cheapest car insurance in 80535 for drivers with bad credit
The best 80535 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 80535
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 80535 driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 80535, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around 80535
What Influences the Cost of Car Insurance in 80535?
On average, car insurance in 80535 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 80535 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 80535 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 80535 is $88 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 80521: Insurance costs 0.17% more
- 80524: Insurance costs 0.17% more
- 80512: Insurance costs 1.61% more
- 80526: Insurance costs the same
- 80549: Insurance costs 1.00% less
- 80525: Insurance costs 1.56% less
- 80528: Insurance costs 3.89% less
- 80547: Insurance costs 4.95% less
- 80536: Insurance costs 1.06% more
- 80546: Insurance costs 2.89% less
Zip Codes with Similar Populations
- 13658: Insurance costs 15.02% more
- 13746: Insurance costs 22.80% more
- 14724: Insurance costs 18.58% more
- 16153: Insurance costs 23.25% less
- 25674: Insurance costs 4.17% less
- 26159: Insurance costs 13.35% less
- 29321: Insurance costs 9.29% less
- 31019: Insurance costs 6.40% less
- 35744: Insurance costs 15.46% less
- 97437: Insurance costs 23.03% less