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Get Cheap Car Insurance in 82054, WY
We monitor insurance prices, helping the average driver in 82054 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 82054
The chart below shows the cheapest car insurance company in 82054 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| 82054 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $42 |
Savings for Every Kind of 82054 Driver
Based on our extensive insurance data, we know the average 82054 driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some 82054 residents are paying out over $1,563 extra every year for auto insurance in 82054. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
82054, WY Savings / Yr. |
|---|---|
$353 |
|
$478 |
|
$426 |
|
$776 |
|
$711 |
|
$330 |
|
$322 |
82054 Car Insurance vs. Wyoming
People living in 82054 pay an average of 0.07% more than the typical driver in the state. The average driver in 82054 can expect to pay about $691 per year, or $1,563 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 82054 for most people.
Car Insurance Prices by 82054 Neighborhood
Insurance Prices
Where is insurance cheapest within 82054?
The map shows insurance prices in and around 82054, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the zip boundaries, with insurance premiums ranging from a high of $1,564 to a low of $1,562. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of 82054.Pick the Best Car Insurance Company for You in 82054
The best car insurance provider for most drivers in 82054
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $353 over the average 82054 car insurance company.
The best car insurance provider for 82054 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $478 over the competition.
The best car insurance company for 82054 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for 82054 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $776 less each year.
The least expensive car insurance company for new and young drivers in 82054
In 82054, State Farm costs young drivers $711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 82054
Geico gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average 82054 couple's premiums.
The cheapest car insurance in 82054 for drivers with bad credit
The best 82054 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 82054
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average 82054 driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 82054, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around 82054
What Influences the Cost of Car Insurance in 82054?
On average, car insurance in 82054 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 82054 is 29 minutes, which is about the national average for a driver in the state.
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 82054 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 82054 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 82054 is $58 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 82053: Insurance costs 0.32% more
- 80732: Insurance costs 17.98% more
- 82082: Insurance costs 0.06% more
- 82001: Insurance costs 2.94% less
- 82007: Insurance costs 0.51% less
- 82009: Insurance costs 1.98% less
- 82005: Insurance costs 1.02% more
- 82059: Insurance costs 0.06% more
- 82052: Insurance costs 0.77% less
- 82084: Insurance costs 0.90% less
Zip Codes with Similar Populations
- 83450: Insurance costs 30.65% less
- 33122: Insurance costs 111.39% more
- 36765: Insurance costs 0.83% more
- 38362: Insurance costs 13.44% less
- 38565: Insurance costs 13.37% less
- 38588: Insurance costs 14.01% less
- 39179: Insurance costs 11.20% more
- 40854: Insurance costs 42.16% more
- 43451: Insurance costs 31.99% less
- 47231: Insurance costs 23.93% less