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Get Cheap Car Insurance in 82322, WY
We monitor insurance prices, helping the average driver in 82322 save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in 82322
The chart below shows the cheapest car insurance company in 82322 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Progressive, Geico, and Dairyland.
| 82322 Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $36 |
| Progressive | $38 |
| Geico | $39 |
| Dairyland | $42 |
Savings for Every Kind of 82322 Driver
Based on our extensive insurance data, we know the average 82322 driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some 82322 residents are paying out over $1,545 extra every year for auto insurance in 82322. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
82322, WY Savings / Yr. |
|---|---|
$349 |
|
$473 |
|
$421 |
|
$767 |
|
$703 |
|
$327 |
|
$319 |
82322 Car Insurance vs. Wyoming
People living in 82322 pay an average of 1.06% less than the typical driver in the state. The average driver in 82322 can expect to pay about $684 per year, or $1,545 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 82322 for most people.
Car Insurance Prices by 82322 Neighborhood
Insurance Prices
Where is insurance cheapest within 82322?
The map shows insurance prices in and around 82322, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,545 to a low of $1,545. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northeast parts of 82322.Pick the Best Car Insurance Company for You in 82322
The best car insurance provider for most drivers in 82322
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $349 over the average 82322 car insurance company.
The best car insurance provider for 82322 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $473 over the competition.
The best car insurance company for 82322 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $421 better than other car insurance companies.
The best auto insurance for 82322 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $767 less each year.
The least expensive car insurance company for new and young drivers in 82322
In 82322, State Farm costs young drivers $703 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 82322
Geico gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average 82322 couple's premiums.
The cheapest car insurance in 82322 for drivers with bad credit
The best 82322 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 82322
For customers who prefer to work with large national providers, we recommend Progressive for pricing. The average 82322 driver can expect to pay about $107 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 82322, USAA has the best prices for drivers with accidents, drivers with bad credit, good drivers, drivers with a DUI conviction, young drivers, and drivers with speeding tickets.Auto Insurance Prices in and Around 82322
What Influences the Cost of Car Insurance in 82322?
On average, car insurance in 82322 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Wyoming state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 82322 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 82322 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 82322 is $57 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 83123: Insurance costs 1.94% less
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- 82215: Insurance costs 1.62% more
- 82212: Insurance costs 2.07% more
- 82223: Insurance costs 1.29% more
- 83238: Insurance costs 28.54% less
- 83233: Insurance costs 28.74% less
- 83254: Insurance costs 28.41% less
- 83272: Insurance costs 28.35% less
- 83220: Insurance costs 29.06% less
Zip Codes with Similar Populations
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