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Get Cheap Car Insurance in 83451, ID
We monitor insurance prices, helping the average driver in 83451 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 83451
The chart below shows the cheapest car insurance company in 83451 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| 83451 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $40 |
| Progressive | $43 |
Savings for Every Kind of 83451 Driver
Based on our extensive insurance data, we know the average 83451 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some 83451 residents are paying out over $1,109 extra every year for auto insurance in 83451. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
83451, ID Savings / Yr. |
|---|---|
$271 |
|
$558 |
|
$485 |
|
$429 |
|
$1,019 |
|
$263 |
|
$421 |
83451 Car Insurance vs. Idaho
People living in 83451 pay an average of 1.91% less than the typical driver in the state. The average driver in 83451 can expect to pay about $615 per year, or $1,109 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 83451 for most people.
Car Insurance Prices by 83451 Neighborhood
Insurance Prices
Where is insurance cheapest within 83451?
The map shows insurance prices in and around 83451, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the zip boundaries, with insurance premiums ranging from a high of $1,110 to a low of $1,099. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of 83451.Pick the Best Car Insurance Company for You in 83451
The best car insurance provider for most drivers in 83451
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $271 over the average 83451 car insurance company.
The best car insurance provider for 83451 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $558 over the competition.
The best car insurance company for 83451 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for 83451 drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $429 less each year.
The least expensive car insurance company for new and young drivers in 83451
In 83451, Auto-Owners Insurance costs young drivers $1,019 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 83451
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average 83451 couple's premiums.
The cheapest car insurance in 83451 for drivers with bad credit
The best 83451 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 83451
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 83451 driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 83451, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 83451
What Influences the Cost of Car Insurance in 83451?
On average, car insurance in 83451 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 83451 is 28 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 83451 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 83451 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 83451 is $51 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 83448: Insurance costs 0.27% less
- 83445: Insurance costs 0.90% less
- 83436: Insurance costs the same
- 83438: Insurance costs 0.72% less
- 83460: Insurance costs 0.18% more
- 83440: Insurance costs the same
- 83421: Insurance costs 2.07% more
- 83434: Insurance costs 0.45% less
- 83424: Insurance costs 1.08% more
- 83452: Insurance costs 1.08% more
Zip Codes with Similar Populations
- 75435: Insurance costs 48.69% more
- 25651: Insurance costs 53.92% more
- 25843: Insurance costs 39.59% more
- 26032: Insurance costs 29.22% more
- 26257: Insurance costs 35.35% more
- 26337: Insurance costs 37.06% more
- 31050: Insurance costs 57.53% more
- 36255: Insurance costs 37.15% more
- 53808: Insurance costs 0.36% less
- 59006: Insurance costs 45.90% more