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Get Cheap Car Insurance in 83501, ID
We monitor insurance prices, helping the average driver in 83501 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 83501
The chart below shows the cheapest car insurance company in 83501 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| 83501 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $34 |
| Travelers | $36 |
| State Farm | $39 |
| Progressive | $41 |
Savings for Every Kind of 83501 Driver
Based on our extensive insurance data, we know the average 83501 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $260 per year by choosing the right vehicle insurance company. Some 83501 residents are paying out over $1,066 extra every year for auto insurance in 83501. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
83501, ID Savings / Yr. |
|---|---|
$260 |
|
$536 |
|
$465 |
|
$412 |
|
$979 |
|
$252 |
|
$404 |
83501 Car Insurance vs. Idaho
People living in 83501 pay an average of 5.79% less than the typical driver in the state. The average driver in 83501 can expect to pay about $591 per year, or $1,066 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 83501 for most people.
Car Insurance Prices by 83501 Neighborhood
Insurance Prices
Where is insurance cheapest within 83501?
The map shows insurance prices in and around 83501, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $395 per year within the zip boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,025. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of 83501.Pick the Best Car Insurance Company for You in 83501
The best car insurance provider for most drivers in 83501
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $260 over the average 83501 car insurance company.
The best car insurance provider for 83501 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $536 over the competition.
The best car insurance company for 83501 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $465 better than other car insurance companies.
The best auto insurance for 83501 drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $412 less each year.
The least expensive car insurance company for new and young drivers in 83501
In 83501, Auto-Owners Insurance costs young drivers $979 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 83501
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average 83501 couple's premiums.
The cheapest car insurance in 83501 for drivers with bad credit
The best 83501 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 83501
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 83501 driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 83501, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 83501
What Influences the Cost of Car Insurance in 83501?
On average, car insurance in 83501 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 83501 is 21 minutes, which is far less than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 83501 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 83501 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 83501 is $49 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 99403: Insurance costs 21.95% more
- 99402: Insurance costs 20.83% more
- 83540: Insurance costs 5.63% more
- 83524: Insurance costs 5.72% more
- 83555: Insurance costs 6.57% more
- 83548: Insurance costs 5.63% more
- 83523: Insurance costs 5.53% more
- 83545: Insurance costs 5.16% more
- 99347: Insurance costs 22.98% more
- 83544: Insurance costs 6.57% more
Zip Codes with Similar Populations
- 37160: Insurance costs 26.36% more
- 98444: Insurance costs 60.04% more
- 90031: Insurance costs 131.71% more
- 87108: Insurance costs 57.69% more
- 85213: Insurance costs 77.11% more
- 78749: Insurance costs 60.79% more
- 77301: Insurance costs 73.55% more
- 48239: Insurance costs 234.99% more
- 45373: Insurance costs 1.50% more
- 44122: Insurance costs 14.54% more