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Get Cheap Car Insurance in 83622, ID
We monitor insurance prices, helping the average driver in 83622 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 83622
The chart below shows the cheapest car insurance company in 83622 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| 83622 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of 83622 Driver
Based on our extensive insurance data, we know the average 83622 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $266 per year by choosing the right vehicle insurance company. Some 83622 residents are paying out over $1,091 extra every year for auto insurance in 83622. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
83622, ID Savings / Yr. |
|---|---|
$266 |
|
$549 |
|
$477 |
|
$422 |
|
$1,003 |
|
$259 |
|
$414 |
83622 Car Insurance vs. Idaho
People living in 83622 pay an average of 3.49% less than the typical driver in the state. The average driver in 83622 can expect to pay about $605 per year, or $1,091 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 83622 for most people.
Car Insurance Prices by 83622 Neighborhood
Insurance Prices
Where is insurance cheapest within 83622?
The map shows insurance prices in and around 83622, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the zip boundaries, with insurance premiums ranging from a high of $1,098 to a low of $1,071. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of 83622.Pick the Best Car Insurance Company for You in 83622
The best car insurance provider for most drivers in 83622
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $266 over the average 83622 car insurance company.
The best car insurance provider for 83622 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $549 over the competition.
The best car insurance company for 83622 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $477 better than other car insurance companies.
The best auto insurance for 83622 drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in 83622
In 83622, Auto-Owners Insurance costs young drivers $1,003 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 83622
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average 83622 couple's premiums.
The cheapest car insurance in 83622 for drivers with bad credit
The best 83622 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 83622
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 83622 driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 83622, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 83622
What Influences the Cost of Car Insurance in 83622?
On average, car insurance in 83622 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 83622 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 83622 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 83622 is $50 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 83602: Insurance costs 0.64% more
- 83657: Insurance costs 0.27% more
- 83637: Insurance costs the same
- 83661: Insurance costs 1.19% less
- 83619: Insurance costs 1.19% less
- 83672: Insurance costs 0.18% less
- 97914: Insurance costs 32.26% more
- 83278: Insurance costs 1.56% less
- 97909: Insurance costs 24.47% more
- 83227: Insurance costs 1.37% less
Zip Codes with Similar Populations
- 19951: Insurance costs 60.59% more
- 30234: Insurance costs 65.08% more
- 31017: Insurance costs 56.28% more
- 28684: Insurance costs 7.24% more
- 25555: Insurance costs 46.47% more
- 24555: Insurance costs 8.89% more
- 23960: Insurance costs 11.37% more
- 23954: Insurance costs 12.65% more
- 23891: Insurance costs 15.67% more
- 23047: Insurance costs 11.37% more