Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 83811, ID
We monitor insurance prices, helping the average driver in 83811 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 83811
The chart below shows the cheapest car insurance company in 83811 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| 83811 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $37 |
| Travelers | $40 |
| State Farm | $43 |
| Progressive | $45 |
Savings for Every Kind of 83811 Driver
Based on our extensive insurance data, we know the average 83811 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $285 per year by choosing the right vehicle insurance company. Some 83811 residents are paying out over $1,166 extra every year for auto insurance in 83811. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
83811, ID Savings / Yr. |
|---|---|
$285 |
|
$587 |
|
$510 |
|
$451 |
|
$1,072 |
|
$276 |
|
$442 |
83811 Car Insurance vs. Idaho
People living in 83811 pay an average of 3.14% more than the typical driver in the state. The average driver in 83811 can expect to pay about $647 per year, or $1,166 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 83811 for most people.
Car Insurance Prices by 83811 Neighborhood
Insurance Prices
Where is insurance cheapest within 83811?
The map shows insurance prices in and around 83811, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the zip boundaries, with insurance premiums ranging from a high of $1,167 to a low of $1,166. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of 83811.Pick the Best Car Insurance Company for You in 83811
The best car insurance provider for most drivers in 83811
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $285 over the average 83811 car insurance company.
The best car insurance provider for 83811 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $587 over the competition.
The best car insurance company for 83811 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $510 better than other car insurance companies.
The best auto insurance for 83811 drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $451 less each year.
The least expensive car insurance company for new and young drivers in 83811
In 83811, Auto-Owners Insurance costs young drivers $1,072 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 83811
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average 83811 couple's premiums.
The cheapest car insurance in 83811 for drivers with bad credit
The best 83811 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 83811, which was better than other insurers.
The cheapest large national provider in 83811
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 83811 driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 83811, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 83811
What Influences the Cost of Car Insurance in 83811?
On average, car insurance in 83811 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 83811 is 31 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 83811 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 83811 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 83811 is $54 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 83836: Insurance costs 0.09% less
- 59844: Insurance costs 41.77% more
- 59853: Insurance costs 41.08% more
- 83860: Insurance costs 0.77% less
- 83809: Insurance costs 1.11% more
- 83813: Insurance costs 3.00% more
- 83825: Insurance costs 0.60% less
- 83841: Insurance costs 3.43% less
- 83856: Insurance costs 1.72% less
- 83804: Insurance costs 0.69% less
Zip Codes with Similar Populations
- 76693: Insurance costs 36.62% more
- 17935: Insurance costs 18.01% more
- 18923: Insurance costs 20.58% more
- 23315: Insurance costs 1.46% more
- 24931: Insurance costs 26.50% more
- 43778: Insurance costs 5.15% less
- 46165: Insurance costs 2.66% more
- 75487: Insurance costs 39.54% more
- 75929: Insurance costs 40.57% more
- 76627: Insurance costs 37.48% more