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Get Cheap Car Insurance in 83870, ID
We monitor insurance prices, helping the average driver in 83870 save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in 83870
The chart below shows the cheapest car insurance company in 83870 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| 83870 Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $37 |
| Travelers | $39 |
| State Farm | $42 |
| Progressive | $44 |
Savings for Every Kind of 83870 Driver
Based on our extensive insurance data, we know the average 83870 driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $282 per year by choosing the right vehicle insurance company. Some 83870 residents are paying out over $1,154 extra every year for auto insurance in 83870. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
83870, ID Savings / Yr. |
|---|---|
$282 |
|
$581 |
|
$504 |
|
$446 |
|
$1,060 |
|
$273 |
|
$438 |
83870 Car Insurance vs. Idaho
People living in 83870 pay an average of 2.02% more than the typical driver in the state. The average driver in 83870 can expect to pay about $640 per year, or $1,154 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 83870 for most people.
Car Insurance Prices by 83870 Neighborhood
Insurance Prices
Where is insurance cheapest within 83870?
The map shows insurance prices in and around 83870, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $435 per year within the zip boundaries, with insurance premiums ranging from a high of $1,512 to a low of $1,077. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 83870.Pick the Best Car Insurance Company for You in 83870
The best car insurance provider for most drivers in 83870
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $282 over the average 83870 car insurance company.
The best car insurance provider for 83870 drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $581 over the competition.
The best car insurance company for 83870 drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $504 better than other car insurance companies.
The best auto insurance for 83870 drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $446 less each year.
The least expensive car insurance company for new and young drivers in 83870
In 83870, Auto-Owners Insurance costs young drivers $1,060 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 83870
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $273 saved each year compared to an average 83870 couple's premiums.
The cheapest car insurance in 83870 for drivers with bad credit
The best 83870 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 83870
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 83870 driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 83870, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 83870
What Influences the Cost of Car Insurance in 83870?
On average, car insurance in 83870 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 83870 is 47 minutes, which is far more than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 83870 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 83870 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 83870 is $53 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 83824: Insurance costs 1.21% less
- 99128: Insurance costs 15.94% more
- 99033: Insurance costs 15.94% more
- 99018: Insurance costs 20.36% more
- 99158: Insurance costs 13.52% more
- 83866: Insurance costs 1.13% more
- 83830: Insurance costs 2.34% more
- 99174: Insurance costs 13.43% more
- 99170: Insurance costs 15.77% more
- 99176: Insurance costs 13.26% more
Zip Codes with Similar Populations
- 72663: Insurance costs 44.54% more
- 52072: Insurance costs 6.59% more
- 52354: Insurance costs 5.72% more
- 52534: Insurance costs 6.07% more
- 57461: Insurance costs 37.69% more
- 68720: Insurance costs 20.19% more
- 68980: Insurance costs 19.15% more
- 69133: Insurance costs 26.52% more
- 71965: Insurance costs 44.19% more
- 72567: Insurance costs 45.06% more