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Get Cheap Car Insurance in 84102, UT
We monitor insurance prices, helping the average driver in 84102 save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in 84102
The chart below shows the cheapest car insurance company in 84102 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| 84102 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $55 |
| Auto-Owners Insurance | $55 |
| Travelers | $64 |
| State Farm | $66 |
Savings for Every Kind of 84102 Driver
Based on our extensive insurance data, we know the average 84102 driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $463 per year by choosing the right vehicle insurance company. Some 84102 residents are paying out over $1,508 extra every year for auto insurance in 84102. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
84102, UT Savings / Yr. |
|---|---|
$463 |
|
$844 |
|
$675 |
|
$851 |
|
$2,236 |
|
$244 |
|
$974 |
84102 Car Insurance vs. Utah
People living in 84102 pay an average of 6.00% more than the typical driver in the state. The average driver in 84102 can expect to pay about $837 per year, or $1,508 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in 84102 for most people.
Car Insurance Prices by 84102 Neighborhood
Insurance Prices
Where is insurance cheapest within 84102?
The map shows insurance prices in and around 84102, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $256 per year within the zip boundaries, with insurance premiums ranging from a high of $1,648 to a low of $1,392. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of 84102.Pick the Best Car Insurance Company for You in 84102
The best car insurance provider for most drivers in 84102
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $463 over the average 84102 car insurance company.
The best car insurance provider for 84102 drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.
The best car insurance company for 84102 drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $675 better than other car insurance companies.
The best auto insurance for 84102 drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in 84102
In 84102, Bear River Mutual costs young drivers $2,236 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 84102
Progressive gave the largest car insurance discounts to married couples, averaging $244 saved each year compared to an average 84102 couple's premiums.
The cheapest car insurance in 84102 for drivers with bad credit
The best 84102 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 84102
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average 84102 driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 84102, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around 84102
What Influences the Cost of Car Insurance in 84102?
On average, car insurance in 84102 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 84102 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 84102 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 84102 is $70 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 84111: Insurance costs 0.33% more
- 84148: Insurance costs 7.82% more
- 84103: Insurance costs 2.59% less
- 84144: Insurance costs 2.52% less
- 84105: Insurance costs 4.64% less
- 84113: Insurance costs 0.99% less
- 84112: Insurance costs 0.66% more
- 84101: Insurance costs 0.66% less
- 84108: Insurance costs 2.45% less
- 84104: Insurance costs 10.88% more
Zip Codes with Similar Populations
- 06117: Insurance costs 37.00% more
- 76574: Insurance costs 16.51% more
- 44023: Insurance costs 27.12% less
- 44511: Insurance costs 23.21% less
- 44622: Insurance costs 27.79% less
- 45449: Insurance costs 26.19% less
- 47834: Insurance costs 20.56% less
- 48213: Insurance costs 177.59% more
- 48214: Insurance costs 164.12% more
- 50703: Insurance costs 11.94% less