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Get Cheap Car Insurance in 84321, UT
We monitor insurance prices, helping the average driver in 84321 save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in 84321
The chart below shows the cheapest car insurance company in 84321 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| 84321 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $50 |
| Auto-Owners Insurance | $50 |
| Travelers | $59 |
| State Farm | $61 |
Savings for Every Kind of 84321 Driver
Based on our extensive insurance data, we know the average 84321 driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $425 per year by choosing the right vehicle insurance company. Some 84321 residents are paying out over $1,385 extra every year for auto insurance in 84321. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
84321, UT Savings / Yr. |
|---|---|
$425 |
|
$775 |
|
$620 |
|
$782 |
|
$2,053 |
|
$224 |
|
$895 |
84321 Car Insurance vs. Utah
People living in 84321 pay an average of 2.64% less than the typical driver in the state. The average driver in 84321 can expect to pay about $769 per year, or $1,385 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in 84321 for most people.
Car Insurance Prices by 84321 Neighborhood
Insurance Prices
Where is insurance cheapest within 84321?
The map shows insurance prices in and around 84321, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $225 per year within the zip boundaries, with insurance premiums ranging from a high of $1,538 to a low of $1,313. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of 84321.Pick the Best Car Insurance Company for You in 84321
The best car insurance provider for most drivers in 84321
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $425 over the average 84321 car insurance company.
The best car insurance provider for 84321 drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for 84321 drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for 84321 drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in 84321
In 84321, Bear River Mutual costs young drivers $2,053 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 84321
Progressive gave the largest car insurance discounts to married couples, averaging $224 saved each year compared to an average 84321 couple's premiums.
The cheapest car insurance in 84321 for drivers with bad credit
The best 84321 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 84321
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average 84321 driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 84321, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around 84321
What Influences the Cost of Car Insurance in 84321?
On average, car insurance in 84321 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 84321 is 19 minutes, which is far less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 84321 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 84321 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 84321 is $64 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 84332: Insurance costs 1.08% less
- 84341: Insurance costs 1.01% less
- 84326: Insurance costs 1.59% less
- 84318: Insurance costs 1.88% less
- 84319: Insurance costs 0.94% more
- 84339: Insurance costs the same
- 84335: Insurance costs 1.59% less
- 84325: Insurance costs 2.31% less
- 84304: Insurance costs the same
- 84327: Insurance costs the same
Zip Codes with Similar Populations
- 02149: Insurance costs 56.25% more
- 98661: Insurance costs 9.68% more
- 98225: Insurance costs 3.54% more
- 98105: Insurance costs 18.84% more
- 98042: Insurance costs 15.74% more
- 97223: Insurance costs 18.48% more
- 97123: Insurance costs 20.00% more
- 97007: Insurance costs 20.00% more
- 97006: Insurance costs 23.32% more
- 96707: Insurance costs 6.35% more