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Get Cheap Car Insurance in 85083, AZ
We monitor insurance prices, helping the average driver in 85083 save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in 85083
The chart below shows the cheapest car insurance company in 85083 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| 85083 Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| State Farm | $66 |
| Mile Auto | $83 |
| MetLife | $83 |
Savings for Every Kind of 85083 Driver
Based on our extensive insurance data, we know the average 85083 driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $736 per year by choosing the right vehicle insurance company. Some 85083 residents are paying out over $1,904 extra every year for auto insurance in 85083. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
85083, AZ Savings / Yr. |
|---|---|
$736 |
|
$654 |
|
$398 |
|
$669 |
|
$2,122 |
|
$375 |
|
$1,052 |
85083 Car Insurance vs. Arizona
People living in 85083 pay an average of 4.98% more than the typical driver in the state. The average driver in 85083 can expect to pay about $1,004 per year, or $1,904 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 85083 for most people.
Car Insurance Prices by 85083 Neighborhood
Insurance Prices
Where is insurance cheapest within 85083?
The map shows insurance prices in and around 85083, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $80 per year within the zip boundaries, with insurance premiums ranging from a high of $1,932 to a low of $1,852. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of 85083.Pick the Best Car Insurance Company for You in 85083
The best car insurance provider for most drivers in 85083
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $736 over the average 85083 car insurance company.
The best car insurance provider for 85083 drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $654 over the competition.
The best car insurance company for 85083 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $398 better than other car insurance companies.
The best auto insurance for 85083 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $669 less each year.
The least expensive car insurance company for new and young drivers in 85083
In 85083, Geico costs young drivers $2,122 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 85083
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average 85083 couple's premiums.
The cheapest car insurance in 85083 for drivers with bad credit
The best 85083 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 85083
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 85083 driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 85083, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around 85083
What Influences the Cost of Car Insurance in 85083?
On average, car insurance in 85083 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 85083 is 37 minutes, which is a little more than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 85083 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 85083 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 85083 is $84 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 85310: Insurance costs 0.37% less
- 85085: Insurance costs 0.95% less
- 85308: Insurance costs 0.37% more
- 85027: Insurance costs 0.63% less
- 85383: Insurance costs 1.16% less
- 85382: Insurance costs 0.11% less
- 85053: Insurance costs 1.16% more
- 85306: Insurance costs 0.42% less
- 85023: Insurance costs 3.05% more
- 85024: Insurance costs 0.11% more
Zip Codes with Similar Populations
- 06067: Insurance costs 5.62% more
- 93023: Insurance costs 3.41% more
- 93203: Insurance costs 7.51% more
- 94022: Insurance costs 5.78% more
- 94703: Insurance costs 14.76% more
- 33181: Insurance costs 81.78% more
- 32311: Insurance costs 29.67% more
- 27803: Insurance costs 32.56% less
- 27617: Insurance costs 31.78% less
- 19963: Insurance costs 6.20% less