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Get Cheap Car Insurance in 85260, AZ
We monitor insurance prices, helping the average driver in 85260 save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in 85260
The chart below shows the cheapest car insurance company in 85260 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| 85260 Insurer | Monthly Cost |
|---|---|
| Metromile | $63 |
| State Farm | $64 |
| Mile Auto | $80 |
| MetLife | $80 |
Savings for Every Kind of 85260 Driver
Based on our extensive insurance data, we know the average 85260 driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $717 per year by choosing the right vehicle insurance company. Some 85260 residents are paying out over $1,855 extra every year for auto insurance in 85260. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
85260, AZ Savings / Yr. |
|---|---|
$717 |
|
$637 |
|
$387 |
|
$651 |
|
$2,066 |
|
$365 |
|
$1,024 |
85260 Car Insurance vs. Arizona
People living in 85260 pay an average of 2.24% more than the typical driver in the state. The average driver in 85260 can expect to pay about $977 per year, or $1,855 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 85260 for most people.
Car Insurance Prices by 85260 Neighborhood
Insurance Prices
Where is insurance cheapest within 85260?
The map shows insurance prices in and around 85260, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $187 per year within the zip boundaries, with insurance premiums ranging from a high of $1,942 to a low of $1,755. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of 85260.Pick the Best Car Insurance Company for You in 85260
The best car insurance provider for most drivers in 85260
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $717 over the average 85260 car insurance company.
The best car insurance provider for 85260 drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $637 over the competition.
The best car insurance company for 85260 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for 85260 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $651 less each year.
The least expensive car insurance company for new and young drivers in 85260
In 85260, Geico costs young drivers $2,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 85260
State Farm gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average 85260 couple's premiums.
The cheapest car insurance in 85260 for drivers with bad credit
The best 85260 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 85260
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 85260 driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 85260, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around 85260
What Influences the Cost of Car Insurance in 85260?
On average, car insurance in 85260 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 85260 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 85260 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 85260 is $81 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 85258: Insurance costs 0.38% less
- 85259: Insurance costs 2.86% more
- 85254: Insurance costs 0.32% more
- 85255: Insurance costs 2.05% more
- 85054: Insurance costs 1.46% more
- 85253: Insurance costs 1.78% more
- 85250: Insurance costs 1.08% less
- 85032: Insurance costs 4.74% more
- 85028: Insurance costs 1.29% more
- 85050: Insurance costs 4.15% more
Zip Codes with Similar Populations
- 21093: Insurance costs 2.43% more
- 91701: Insurance costs 16.06% more
- 85730: Insurance costs 4.58% less
- 08401: Insurance costs 13.69% more
- 11418: Insurance costs 85.34% more
- 11105: Insurance costs 77.57% more
- 14701: Insurance costs 20.49% more
- 01040: Insurance costs 6.31% less
- 95050: Insurance costs 10.62% more
- 94103: Insurance costs 26.95% more