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Get Cheap Car Insurance in 86053, AZ
We monitor insurance prices, helping the average driver in 86053 save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in 86053
The chart below shows the cheapest car insurance company in 86053 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| 86053 Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $60 |
| Mile Auto | $75 |
| MetLife | $75 |
Savings for Every Kind of 86053 Driver
Based on our extensive insurance data, we know the average 86053 driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $673 per year by choosing the right vehicle insurance company. Some 86053 residents are paying out over $1,742 extra every year for auto insurance in 86053. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
86053, AZ Savings / Yr. |
|---|---|
$673 |
|
$598 |
|
$364 |
|
$612 |
|
$1,941 |
|
$343 |
|
$962 |
86053 Car Insurance vs. Arizona
People living in 86053 pay an average of 3.95% less than the typical driver in the state. The average driver in 86053 can expect to pay about $918 per year, or $1,742 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in 86053 for most people.
Car Insurance Prices by 86053 Neighborhood
Insurance Prices
Where is insurance cheapest within 86053?
The map shows insurance prices in and around 86053, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the zip boundaries, with insurance premiums ranging from a high of $1,793 to a low of $1,737. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of 86053.Pick the Best Car Insurance Company for You in 86053
The best car insurance provider for most drivers in 86053
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $673 over the average 86053 car insurance company.
The best car insurance provider for 86053 drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $598 over the competition.
The best car insurance company for 86053 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $364 better than other car insurance companies.
The best auto insurance for 86053 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $612 less each year.
The least expensive car insurance company for new and young drivers in 86053
In 86053, Geico costs young drivers $1,941 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 86053
State Farm gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average 86053 couple's premiums.
The cheapest car insurance in 86053 for drivers with bad credit
The best 86053 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 86053
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 86053 driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 86053, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around 86053
What Influences the Cost of Car Insurance in 86053?
On average, car insurance in 86053 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 86053 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 86053 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 86053 is $77 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 86044: Insurance costs 2.64% more
- 86054: Insurance costs the same
- 86033: Insurance costs 1.84% more
- 86545: Insurance costs 1.09% more
- 86547: Insurance costs 1.15% more
- 86507: Insurance costs 2.18% more
- 86544: Insurance costs 1.72% less
- 87461: Insurance costs 18.60% less
- 87413: Insurance costs 18.25% less
- 89040: Insurance costs 22.56% more
Zip Codes with Similar Populations
- 75431: Insurance costs 6.08% less
- 41553: Insurance costs 36.97% more
- 42649: Insurance costs 25.20% more
- 43071: Insurance costs 36.34% less
- 44506: Insurance costs 22.22% less
- 03887: Insurance costs 29.28% less
- 54026: Insurance costs 31.29% less
- 54435: Insurance costs 32.15% less
- 56511: Insurance costs 9.36% less
- 56630: Insurance costs 7.12% less