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Get Cheap Car Insurance in 89022, NV
We monitor insurance prices, helping the average driver in 89022 save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in 89022
The chart below shows the cheapest car insurance company in 89022 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| 89022 Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Progressive | $76 |
| Geico | $77 |
| Safeco Insurance | $83 |
Savings for Every Kind of 89022 Driver
Based on our extensive insurance data, we know the average 89022 driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $456 per year by choosing the right vehicle insurance company. Some 89022 residents are paying out over $2,002 extra every year for auto insurance in 89022. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
89022, NV Savings / Yr. |
|---|---|
$456 |
|
$616 |
|
$347 |
|
$857 |
|
$2,563 |
|
$588 |
|
$832 |
89022 Car Insurance vs. Nevada
People living in 89022 pay an average of 11.11% less than the typical driver in the state. The average driver in 89022 can expect to pay about $1,023 per year, or $2,002 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 89022 for most people.
Car Insurance Prices by 89022 Neighborhood
Insurance Prices
Where is insurance cheapest within 89022?
The map shows insurance prices in and around 89022, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $2,002 to a low of $2,002. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 89022.Pick the Best Car Insurance Company for You in 89022
The best car insurance provider for most drivers in 89022
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $456 over the average 89022 car insurance company.
The best car insurance provider for 89022 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $616 over the competition.
The best car insurance company for 89022 drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $347 better than other car insurance companies.
The best auto insurance for 89022 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $857 less each year.
The least expensive car insurance company for new and young drivers in 89022
In 89022, State Farm costs young drivers $2,563 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 89022
State Farm gave the largest car insurance discounts to married couples, averaging $588 saved each year compared to an average 89022 couple's premiums.
The cheapest car insurance in 89022 for drivers with bad credit
The best 89022 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 89022
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 89022 driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 89022, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around 89022
What Influences the Cost of Car Insurance in 89022?
On average, car insurance in 89022 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 89022 is 18 minutes, which is far less than average for a driver in the state.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 89022 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 89022 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 89022 is $85 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 89420: Insurance costs 0.85% more
- 89415: Insurance costs 0.45% less
- 96107: Insurance costs 11.84% less
- 96133: Insurance costs 8.54% less
- 95646: Insurance costs 8.89% less
- 95255: Insurance costs 6.44% less
- 95636: Insurance costs 2.60% less
- 95666: Insurance costs 6.09% less
- 95689: Insurance costs 4.20% less
- 95665: Insurance costs 7.59% less
Zip Codes with Similar Populations
- 99017: Insurance costs 33.42% less
- 15962: Insurance costs 33.62% less
- 16036: Insurance costs 30.37% less
- 16250: Insurance costs 29.62% less
- 16633: Insurance costs 32.37% less
- 16825: Insurance costs 31.72% less
- 17261: Insurance costs 32.97% less
- 23389: Insurance costs 40.71% less
- 96076: Insurance costs 9.44% less
- 97350: Insurance costs 28.07% less