Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 90005, CA
We monitor insurance prices, helping the average driver in 90005 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 90005
The chart below shows the cheapest car insurance company in 90005 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 90005 Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| Geico | $74 |
| Progressive | $79 |
| Travelers | $82 |
Savings for Every Kind of 90005 Driver
Based on our extensive insurance data, we know the average 90005 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $836 per year by choosing the right vehicle insurance company. Some 90005 residents are paying out over $2,613 extra every year for auto insurance in 90005. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
90005, CA Savings / Yr. |
|---|---|
$836 |
|
$1,531 |
|
$1,210 |
|
$2,127 |
|
$1,092 |
|
$474 |
|
$0 |
90005 Car Insurance vs. California
People living in 90005 pay an average of 30.15% more than the typical driver in the state. The average driver in 90005 can expect to pay about $1,223 per year, or $2,613 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 90005 for most people.
Car Insurance Prices by 90005 Neighborhood
Insurance Prices
Where is insurance cheapest within 90005?
The map shows insurance prices in and around 90005, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $398 per year within the zip boundaries, with insurance premiums ranging from a high of $2,738 to a low of $2,340. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 90005.Pick the Best Car Insurance Company for You in 90005
The best car insurance provider for most drivers in 90005
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $836 over the average 90005 car insurance company.
The best car insurance provider for 90005 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,531 over the competition.
The best car insurance company for 90005 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,210 better than other car insurance companies.
The best auto insurance for 90005 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,127 less each year.
The least expensive car insurance company for new and young drivers in 90005
In 90005, State Farm costs young drivers $1,092 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 90005
Progressive gave the largest car insurance discounts to married couples, averaging $474 saved each year compared to an average 90005 couple's premiums.
The cheapest car insurance in 90005 for drivers with bad credit
The best 90005 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 90005, which was better than other insurers.
The cheapest large national provider in 90005
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 90005 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 90005, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 90005
What Influences the Cost of Car Insurance in 90005?
On average, car insurance in 90005 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 90005 is 42 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 90005 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 90005 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 90005 is $102 per month for minimum coverage and $218 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 90010: Insurance costs 1.99% less
- 90020: Insurance costs 3.37% less
- 90006: Insurance costs 2.07% more
- 90004: Insurance costs 1.26% less
- 90057: Insurance costs 0.92% more
- 90017: Insurance costs 2.60% less
- 90019: Insurance costs 1.99% less
- 90029: Insurance costs 0.61% less
- 90007: Insurance costs 2.87% less
- 90018: Insurance costs 1.68% more
Zip Codes with Similar Populations
- 55423: Insurance costs 31.65% less
- 98662: Insurance costs 43.63% less
- 98168: Insurance costs 33.37% less
- 90049: Insurance costs 10.91% less
- 85395: Insurance costs 27.25% less
- 83687: Insurance costs 56.87% less
- 82001: Insurance costs 41.94% less
- 78717: Insurance costs 30.85% less
- 78260: Insurance costs 33.83% less
- 77489: Insurance costs 20.70% less