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Get Cheap Car Insurance in 90016, CA
We monitor insurance prices, helping the average driver in 90016 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 90016
The chart below shows the cheapest car insurance company in 90016 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 90016 Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| Geico | $73 |
| Progressive | $78 |
| Travelers | $81 |
Savings for Every Kind of 90016 Driver
Based on our extensive insurance data, we know the average 90016 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $826 per year by choosing the right vehicle insurance company. Some 90016 residents are paying out over $2,584 extra every year for auto insurance in 90016. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
90016, CA Savings / Yr. |
|---|---|
$826 |
|
$1,513 |
|
$1,197 |
|
$2,102 |
|
$1,080 |
|
$468 |
|
$0 |
90016 Car Insurance vs. California
People living in 90016 pay an average of 28.67% more than the typical driver in the state. The average driver in 90016 can expect to pay about $1,209 per year, or $2,584 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 90016 for most people.
Car Insurance Prices by 90016 Neighborhood
Insurance Prices
Where is insurance cheapest within 90016?
The map shows insurance prices in and around 90016, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $507 per year within the zip boundaries, with insurance premiums ranging from a high of $2,810 to a low of $2,303. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of 90016.Pick the Best Car Insurance Company for You in 90016
The best car insurance provider for most drivers in 90016
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $826 over the average 90016 car insurance company.
The best car insurance provider for 90016 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,513 over the competition.
The best car insurance company for 90016 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,197 better than other car insurance companies.
The best auto insurance for 90016 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,102 less each year.
The least expensive car insurance company for new and young drivers in 90016
In 90016, State Farm costs young drivers $1,080 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 90016
Progressive gave the largest car insurance discounts to married couples, averaging $468 saved each year compared to an average 90016 couple's premiums.
The cheapest car insurance in 90016 for drivers with bad credit
The best 90016 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 90016
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 90016 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 90016, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 90016
What Influences the Cost of Car Insurance in 90016?
On average, car insurance in 90016 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 90016 is 43 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 90016 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 90016 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 90016 is $101 per month for minimum coverage and $215 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 90008: Insurance costs 2.24% more
- 90019: Insurance costs 0.89% less
- 90018: Insurance costs 2.83% more
- 90035: Insurance costs 5.03% less
- 90232: Insurance costs 9.13% less
- 90036: Insurance costs 5.65% less
- 90034: Insurance costs 6.23% less
- 90211: Insurance costs 3.68% less
- 90062: Insurance costs 2.71% more
- 90043: Insurance costs 1.59% more
Zip Codes with Similar Populations
- 32304: Insurance costs 0.50% less
- 93611: Insurance costs 22.60% less
- 93446: Insurance costs 25.66% less
- 34655: Insurance costs 6.81% more
- 33617: Insurance costs 17.65% more
- 33433: Insurance costs 13.43% more
- 33324: Insurance costs 18.81% more
- 33193: Insurance costs 28.87% more
- 33029: Insurance costs 19.58% more
- 32738: Insurance costs 2.09% more