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Get Cheap Car Insurance in 90814, CA
We monitor insurance prices, helping the average driver in 90814 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 90814
The chart below shows the cheapest car insurance company in 90814 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 90814 Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $70 |
| Travelers | $73 |
Savings for Every Kind of 90814 Driver
Based on our extensive insurance data, we know the average 90814 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $740 per year by choosing the right vehicle insurance company. Some 90814 residents are paying out over $2,315 extra every year for auto insurance in 90814. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
90814, CA Savings / Yr. |
|---|---|
$740 |
|
$1,356 |
|
$1,072 |
|
$1,883 |
|
$967 |
|
$420 |
|
$0 |
90814 Car Insurance vs. California
People living in 90814 pay an average of 15.27% more than the typical driver in the state. The average driver in 90814 can expect to pay about $1,084 per year, or $2,315 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 90814 for most people.
Car Insurance Prices by 90814 Neighborhood
Insurance Prices
Where is insurance cheapest within 90814?
The map shows insurance prices in and around 90814, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $449 per year within the zip boundaries, with insurance premiums ranging from a high of $2,500 to a low of $2,051. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of 90814.Pick the Best Car Insurance Company for You in 90814
The best car insurance provider for most drivers in 90814
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $740 over the average 90814 car insurance company.
The best car insurance provider for 90814 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,356 over the competition.
The best car insurance company for 90814 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,072 better than other car insurance companies.
The best auto insurance for 90814 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,883 less each year.
The least expensive car insurance company for new and young drivers in 90814
In 90814, State Farm costs young drivers $967 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 90814
Progressive gave the largest car insurance discounts to married couples, averaging $420 saved each year compared to an average 90814 couple's premiums.
The cheapest car insurance in 90814 for drivers with bad credit
The best 90814 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 90814
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 90814 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 90814, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 90814
What Influences the Cost of Car Insurance in 90814?
On average, car insurance in 90814 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 90814 is 42 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 90814 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 90814 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 90814 is $90 per month for minimum coverage and $193 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 90804: Insurance costs 2.55% more
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- 90822: Insurance costs 11.75% less
- 90802: Insurance costs 4.84% more
- 90813: Insurance costs 7.56% more
- 90755: Insurance costs 0.43% less
- 90815: Insurance costs 5.96% less
- 90806: Insurance costs 5.18% more
- 90740: Insurance costs 5.92% less
- 90808: Insurance costs 6.48% less
Zip Codes with Similar Populations
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- 78732: Insurance costs 23.37% less