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Get Cheap Car Insurance in 92314, CA
We monitor insurance prices, helping the average driver in 92314 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 92314
The chart below shows the cheapest car insurance company in 92314 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 92314 Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of 92314 Driver
Based on our extensive insurance data, we know the average 92314 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some 92314 residents are paying out over $1,951 extra every year for auto insurance in 92314. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
92314, CA Savings / Yr. |
|---|---|
$624 |
|
$1,143 |
|
$904 |
|
$1,588 |
|
$815 |
|
$354 |
|
$0 |
92314 Car Insurance vs. California
People living in 92314 pay an average of 2.83% less than the typical driver in the state. The average driver in 92314 can expect to pay about $913 per year, or $1,951 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 92314 for most people.
Car Insurance Prices by 92314 Neighborhood
Insurance Prices
Where is insurance cheapest within 92314?
The map shows insurance prices in and around 92314, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $212 per year within the zip boundaries, with insurance premiums ranging from a high of $2,087 to a low of $1,875. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of 92314.Pick the Best Car Insurance Company for You in 92314
The best car insurance provider for most drivers in 92314
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $624 over the average 92314 car insurance company.
The best car insurance provider for 92314 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,143 over the competition.
The best car insurance company for 92314 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $904 better than other car insurance companies.
The best auto insurance for 92314 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,588 less each year.
The least expensive car insurance company for new and young drivers in 92314
In 92314, State Farm costs young drivers $815 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 92314
Progressive gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average 92314 couple's premiums.
The cheapest car insurance in 92314 for drivers with bad credit
The best 92314 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 92314
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 92314 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 92314, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 92314
What Influences the Cost of Car Insurance in 92314?
On average, car insurance in 92314 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 92314 is 32 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 92314 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 92314 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 92314 is $76 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 92386: Insurance costs 3.02% more
- 92315: Insurance costs 1.95% more
- 92333: Insurance costs 0.36% less
- 92305: Insurance costs 0.87% less
- 92341: Insurance costs 2.72% more
- 92382: Insurance costs 3.33% more
- 92268: Insurance costs 1.69% less
- 92321: Insurance costs 6.71% more
- 92385: Insurance costs 4.31% more
- 92352: Insurance costs 4.82% more
Zip Codes with Similar Populations
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- 71047: Insurance costs 43.05% more
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- 64123: Insurance costs 8.10% more
- 62471: Insurance costs 24.86% less
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- 55011: Insurance costs 12.20% less