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Get Cheap Car Insurance in 94920, CA
We monitor insurance prices, helping the average driver in 94920 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 94920
The chart below shows the cheapest car insurance company in 94920 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 94920 Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of 94920 Driver
Based on our extensive insurance data, we know the average 94920 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $664 per year by choosing the right vehicle insurance company. Some 94920 residents are paying out over $2,077 extra every year for auto insurance in 94920. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
94920, CA Savings / Yr. |
|---|---|
$664 |
|
$1,217 |
|
$962 |
|
$1,690 |
|
$868 |
|
$377 |
|
$0 |
94920 Car Insurance vs. California
People living in 94920 pay an average of 3.45% more than the typical driver in the state. The average driver in 94920 can expect to pay about $972 per year, or $2,077 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 94920 for most people.
Car Insurance Prices by 94920 Neighborhood
Insurance Prices
Where is insurance cheapest within 94920?
The map shows insurance prices in and around 94920, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the zip boundaries, with insurance premiums ranging from a high of $2,213 to a low of $1,989. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of 94920.Pick the Best Car Insurance Company for You in 94920
The best car insurance provider for most drivers in 94920
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $664 over the average 94920 car insurance company.
The best car insurance provider for 94920 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,217 over the competition.
The best car insurance company for 94920 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $962 better than other car insurance companies.
The best auto insurance for 94920 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,690 less each year.
The least expensive car insurance company for new and young drivers in 94920
In 94920, State Farm costs young drivers $868 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 94920
Progressive gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average 94920 couple's premiums.
The cheapest car insurance in 94920 for drivers with bad credit
The best 94920 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 94920
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 94920 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 94920, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 94920
What Influences the Cost of Car Insurance in 94920?
On average, car insurance in 94920 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 94920 is 40 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 94920 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 94920 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 94920 is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 94965: Insurance costs 2.41% more
- 94925: Insurance costs 1.78% more
- 94941: Insurance costs 2.07% less
- 94964: Insurance costs 1.73% more
- 94939: Insurance costs 0.48% more
- 94904: Insurance costs 0.91% more
- 94901: Insurance costs 3.27% more
- 94123: Insurance costs 11.99% more
- 94129: Insurance costs 4.09% more
- 94957: Insurance costs the same
Zip Codes with Similar Populations
- 43608: Insurance costs 35.15% less
- 68122: Insurance costs 26.58% less
- 67219: Insurance costs 22.20% less
- 56071: Insurance costs 22.44% less
- 54409: Insurance costs 45.40% less
- 52641: Insurance costs 40.78% less
- 51031: Insurance costs 42.51% less
- 48801: Insurance costs 30.86% more
- 48625: Insurance costs 37.60% more
- 47620: Insurance costs 42.80% less