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Get Cheap Car Insurance in 95224, CA
We monitor insurance prices, helping the average driver in 95224 save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in 95224
The chart below shows the cheapest car insurance company in 95224 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| 95224 Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of 95224 Driver
Based on our extensive insurance data, we know the average 95224 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $595 per year by choosing the right vehicle insurance company. Some 95224 residents are paying out over $1,861 extra every year for auto insurance in 95224. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
95224, CA Savings / Yr. |
|---|---|
$595 |
|
$1,090 |
|
$862 |
|
$1,514 |
|
$777 |
|
$337 |
|
$0 |
95224 Car Insurance vs. California
People living in 95224 pay an average of 7.34% less than the typical driver in the state. The average driver in 95224 can expect to pay about $871 per year, or $1,861 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 95224 for most people.
Car Insurance Prices by 95224 Neighborhood
Insurance Prices
Where is insurance cheapest within 95224?
The map shows insurance prices in and around 95224, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the zip boundaries, with insurance premiums ranging from a high of $1,880 to a low of $1,831. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of 95224.Pick the Best Car Insurance Company for You in 95224
The best car insurance provider for most drivers in 95224
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $595 over the average 95224 car insurance company.
The best car insurance provider for 95224 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,090 over the competition.
The best car insurance company for 95224 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $862 better than other car insurance companies.
The best auto insurance for 95224 drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,514 less each year.
The least expensive car insurance company for new and young drivers in 95224
In 95224, State Farm costs young drivers $777 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 95224
Progressive gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average 95224 couple's premiums.
The cheapest car insurance in 95224 for drivers with bad credit
The best 95224 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 95224
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average 95224 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 95224, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around 95224
What Influences the Cost of Car Insurance in 95224?
On average, car insurance in 95224 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 95224 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 95224 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 95224 is $73 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 95233: Insurance costs 0.21% more
- 95250: Insurance costs 0.32% less
- 95223: Insurance costs 0.21% less
- 95247: Insurance costs 1.07% less
- 95246: Insurance costs 0.81% less
- 95248: Insurance costs 1.07% more
- 95257: Insurance costs 0.27% more
- 95335: Insurance costs 4.84% more
- 95232: Insurance costs 1.45% more
- 95245: Insurance costs 1.07% more
Zip Codes with Similar Populations
- 04677: Insurance costs 47.02% less
- 12738: Insurance costs 25.85% more
- 12424: Insurance costs 21.92% more
- 12416: Insurance costs 24.29% more
- 12139: Insurance costs 18.05% more
- 08352: Insurance costs 2.04% less
- 08212: Insurance costs 10.26% less
- 06373: Insurance costs 5.37% more
- 06091: Insurance costs 3.39% more
- 05747: Insurance costs 36.00% less