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Get Cheap Car Insurance in 96766, HI
We monitor insurance prices, helping the average driver in 96766 save up to 25.6% on car insurance.
The Cheapest Minimum Coverage in 96766
The chart below shows the cheapest car insurance company in 96766 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by Island Insurance, Farmers Insurance, and Midvale Home & Auto.
| 96766 Insurer | Monthly Cost |
|---|---|
| Geico | $30 |
| Island Insurance | $35 |
| Farmers Insurance | $46 |
| Midvale Home & Auto | $48 |
Savings for Every Kind of 96766 Driver
Based on our extensive insurance data, we know the average 96766 driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $322 per year by choosing the right vehicle insurance company. Some 96766 residents are paying out over $1,256 extra every year for auto insurance in 96766. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
96766, HI Savings / Yr. |
|---|---|
$322 |
|
$386 |
|
$393 |
|
$584 |
|
$476 |
|
$0 |
|
$0 |
96766 Car Insurance vs. Hawaii
People living in 96766 pay an average of 7.76% less than the typical driver in the state. The average driver in 96766 can expect to pay about $560 per year, or $1,256 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 96766 for most people.
Car Insurance Prices by 96766 Neighborhood
Insurance Prices
Where is insurance cheapest within 96766?
The map shows insurance prices in and around 96766, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $199 per year within the zip boundaries, with insurance premiums ranging from a high of $1,379 to a low of $1,180. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of 96766.Pick the Best Car Insurance Company for You in 96766
The best car insurance provider for most drivers in 96766
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $322 over the average 96766 car insurance company.
The best car insurance provider for 96766 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $386 over the competition.
The best car insurance company for 96766 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $393 better than other car insurance companies.
The best auto insurance for 96766 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $584 less each year.
The least expensive car insurance company for new and young drivers in 96766
In 96766, Geico costs young drivers $476 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 96766
The cheapest car insurance in 96766 for drivers with bad credit
The best 96766 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 96766
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 96766 driver can expect to pay about $84 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 96766, USAA has the best prices for drivers with accidents, good drivers, drivers with speeding tickets, drivers with a DUI conviction, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around 96766
What Influences the Cost of Car Insurance in 96766?
On average, car insurance in 96766 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 96766 is 19 minutes, which is far less than average for a driver in the state.
- Hawaii state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 96766 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 96766 is $47 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 96746: Insurance costs 1.91% more
- 96756: Insurance costs 4.14% less
- 96765: Insurance costs 4.54% less
- 96751: Insurance costs 7.88% less
- 96741: Insurance costs 2.07% less
- 96703: Insurance costs 1.59% more
- 96705: Insurance costs 1.67% less
- 96716: Insurance costs 0.88% less
- 96754: Insurance costs 5.41% less
- 96747: Insurance costs 4.86% less
Zip Codes with Similar Populations
- 89445: Insurance costs 71.34% more
- 37377: Insurance costs 7.80% more
- 37748: Insurance costs 9.32% more
- 97051: Insurance costs 27.63% more
- 39553: Insurance costs 42.99% more
- 40208: Insurance costs 85.11% more
- 42164: Insurance costs 64.09% more
- 44022: Insurance costs 11.23% less
- 96021: Insurance costs 47.45% more
- 95422: Insurance costs 57.80% more