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Get Cheap Car Insurance in 96770, HI
We monitor insurance prices, helping the average driver in 96770 save up to 25.6% on car insurance.
The Cheapest Minimum Coverage in 96770
The chart below shows the cheapest car insurance company in 96770 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by Island Insurance, Farmers Insurance, and Midvale Home & Auto.
| 96770 Insurer | Monthly Cost |
|---|---|
| Geico | $32 |
| Island Insurance | $37 |
| Farmers Insurance | $49 |
| Midvale Home & Auto | $51 |
Savings for Every Kind of 96770 Driver
Based on our extensive insurance data, we know the average 96770 driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $344 per year by choosing the right vehicle insurance company. Some 96770 residents are paying out over $1,343 extra every year for auto insurance in 96770. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
96770, HI Savings / Yr. |
|---|---|
$344 |
|
$412 |
|
$420 |
|
$624 |
|
$509 |
|
$0 |
|
$0 |
96770 Car Insurance vs. Hawaii
People living in 96770 pay an average of 1.38% less than the typical driver in the state. The average driver in 96770 can expect to pay about $599 per year, or $1,343 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 96770 for most people.
Car Insurance Prices by 96770 Neighborhood
Insurance Prices
Where is insurance cheapest within 96770?
The map shows insurance prices in and around 96770, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,343 to a low of $1,343. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 96770.Pick the Best Car Insurance Company for You in 96770
The best car insurance provider for most drivers in 96770
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $344 over the average 96770 car insurance company.
The best car insurance provider for 96770 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for 96770 drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for 96770 drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $624 less each year.
The least expensive car insurance company for new and young drivers in 96770
In 96770, Geico costs young drivers $509 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 96770
The cheapest car insurance in 96770 for drivers with bad credit
The best 96770 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 96770
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 96770 driver can expect to pay about $84 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 96770, USAA has the best prices for drivers with accidents, good drivers, drivers with speeding tickets, drivers with a DUI conviction, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around 96770
What Influences the Cost of Car Insurance in 96770?
On average, car insurance in 96770 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 96770 is 25 minutes, which is far less than average for a driver in the state.
- Hawaii state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 96770 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 96770 is $50 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 96729: Insurance costs 0.15% more
- 96757: Insurance costs 0.22% more
- 96742: Insurance costs 3.20% more
- 96748: Insurance costs the same
- 96763: Insurance costs 1.49% more
- 96825: Insurance costs 6.70% more
- 96795: Insurance costs 3.43% more
- 96821: Insurance costs 6.48% more
- 96734: Insurance costs 4.84% more
- 96816: Insurance costs 6.78% more
Zip Codes with Similar Populations
- 47244: Insurance costs 12.43% less
- 69127: Insurance costs 8.04% more
- 68961: Insurance costs 4.91% more
- 68455: Insurance costs 5.51% more
- 67344: Insurance costs 15.26% more
- 66079: Insurance costs 14.00% more
- 54826: Insurance costs 11.47% less
- 01242: Insurance costs 10.65% more
- 50569: Insurance costs 9.53% less
- 50448: Insurance costs 9.46% less