Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 97048, OR
We monitor insurance prices, helping the average driver in 97048 save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in 97048
The chart below shows the cheapest car insurance company in 97048 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| 97048 Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $67 |
| Country Financial | $74 |
| Travelers | $77 |
Savings for Every Kind of 97048 Driver
Based on our extensive insurance data, we know the average 97048 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $494 per year by choosing the right vehicle insurance company. Some 97048 residents are paying out over $1,554 extra every year for auto insurance in 97048. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
97048, OR Savings / Yr. |
|---|---|
$494 |
|
$735 |
|
$599 |
|
$673 |
|
$1,785 |
|
$482 |
|
$575 |
97048 Car Insurance vs. Oregon
People living in 97048 pay an average of 3.03% more than the typical driver in the state. The average driver in 97048 can expect to pay about $1,199 per year, or $1,554 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 97048 for most people.
Car Insurance Prices by 97048 Neighborhood
Insurance Prices
Where is insurance cheapest within 97048?
The map shows insurance prices in and around 97048, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the zip boundaries, with insurance premiums ranging from a high of $1,581 to a low of $1,505. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of 97048.Pick the Best Car Insurance Company for You in 97048
The best car insurance provider for most drivers in 97048
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $494 over the average 97048 car insurance company.
The best car insurance provider for 97048 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $735 over the competition.
The best car insurance company for 97048 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $599 better than other car insurance companies.
The best auto insurance for 97048 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $673 less each year.
The least expensive car insurance company for new and young drivers in 97048
In 97048, Country Financial costs young drivers $1,785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 97048
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average 97048 couple's premiums.
The cheapest car insurance in 97048 for drivers with bad credit
The best 97048 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 97048, which was better than other insurers.
The cheapest large national provider in 97048
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 97048 driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 97048, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around 97048
What Influences the Cost of Car Insurance in 97048?
On average, car insurance in 97048 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 97048 is 43 minutes, which is far more than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 97048 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 97048 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 97048 is $100 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98609: Insurance costs 10.10% less
- 98632: Insurance costs 10.04% less
- 98626: Insurance costs 10.62% less
- 98625: Insurance costs 9.97% less
- 97054: Insurance costs 1.16% more
- 97016: Insurance costs 2.32% less
- 98674: Insurance costs 9.65% less
- 98612: Insurance costs 12.10% less
- 98603: Insurance costs 10.55% less
- 98601: Insurance costs 7.27% less
Zip Codes with Similar Populations
- 28097: Insurance costs 20.91% less
- 31833: Insurance costs 13.84% more
- 31546: Insurance costs 8.94% more
- 31096: Insurance costs 11.71% more
- 30530: Insurance costs 12.81% more
- 29123: Insurance costs 6.82% more
- 28768: Insurance costs 21.94% less
- 28604: Insurance costs 23.23% less
- 28428: Insurance costs 21.81% less
- 32066: Insurance costs 55.41% more