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Get Cheap Car Insurance in 98278, WA
We monitor insurance prices, helping the average driver in 98278 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98278
The chart below shows the cheapest car insurance company in 98278 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98278 Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| State Farm | $55 |
| Progressive | $61 |
| Geico | $66 |
Savings for Every Kind of 98278 Driver
Based on our extensive insurance data, we know the average 98278 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $421 per year by choosing the right vehicle insurance company. Some 98278 residents are paying out over $1,439 extra every year for auto insurance in 98278. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98278, WA Savings / Yr. |
|---|---|
$421 |
|
$744 |
|
$536 |
|
$406 |
|
$1,541 |
|
$291 |
|
$499 |
98278 Car Insurance vs. Washington
People living in 98278 pay an average of 2.53% more than the typical driver in the state. The average driver in 98278 can expect to pay about $865 per year, or $1,439 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98278 for most people.
Car Insurance Prices by 98278 Neighborhood
Insurance Prices
Where is insurance cheapest within 98278?
The map shows insurance prices in and around 98278, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,439 to a low of $1,439. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 98278.Pick the Best Car Insurance Company for You in 98278
The best car insurance provider for most drivers in 98278
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $421 over the average 98278 car insurance company.
The best car insurance provider for 98278 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $744 over the competition.
The best car insurance company for 98278 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $536 better than other car insurance companies.
The best auto insurance for 98278 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $406 less each year.
The least expensive car insurance company for new and young drivers in 98278
In 98278, State Farm costs young drivers $1,541 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98278
State Farm gave the largest car insurance discounts to married couples, averaging $291 saved each year compared to an average 98278 couple's premiums.
The cheapest car insurance in 98278 for drivers with bad credit
The best 98278 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98278
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98278 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98278, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98278
What Influences the Cost of Car Insurance in 98278?
On average, car insurance in 98278 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98278 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 98278 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98278 is $72 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98277: Insurance costs 4.10% less
- 98257: Insurance costs 7.02% less
- 98221: Insurance costs 7.64% less
- 98261: Insurance costs 9.45% less
- 98238: Insurance costs 4.93% less
- 98273: Insurance costs 0.14% more
- 98274: Insurance costs 1.46% less
- 98233: Insurance costs 5.21% less
- 98292: Insurance costs 1.46% more
- 98235: Insurance costs 3.47% less
Zip Codes with Similar Populations
- 75929: Insurance costs 13.90% more
- 24931: Insurance costs 2.50% more
- 25043: Insurance costs 7.02% more
- 26591: Insurance costs 1.74% more
- 26681: Insurance costs 3.61% more
- 27814: Insurance costs 13.62% less
- 01072: Insurance costs 3.68% more
- 51046: Insurance costs 15.01% less
- 66866: Insurance costs 7.71% more
- 68640: Insurance costs 1.74% less