Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 98333, WA
We monitor insurance prices, helping the average driver in 98333 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98333
The chart below shows the cheapest car insurance company in 98333 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98333 Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| State Farm | $59 |
| Progressive | $65 |
| Geico | $70 |
Savings for Every Kind of 98333 Driver
Based on our extensive insurance data, we know the average 98333 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $447 per year by choosing the right vehicle insurance company. Some 98333 residents are paying out over $1,529 extra every year for auto insurance in 98333. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98333, WA Savings / Yr. |
|---|---|
$447 |
|
$790 |
|
$569 |
|
$431 |
|
$1,636 |
|
$309 |
|
$530 |
98333 Car Insurance vs. Washington
People living in 98333 pay an average of 8.88% more than the typical driver in the state. The average driver in 98333 can expect to pay about $919 per year, or $1,529 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98333 for most people.
Car Insurance Prices by 98333 Neighborhood
Insurance Prices
Where is insurance cheapest within 98333?
The map shows insurance prices in and around 98333, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the zip boundaries, with insurance premiums ranging from a high of $1,539 to a low of $1,521. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 98333.Pick the Best Car Insurance Company for You in 98333
The best car insurance provider for most drivers in 98333
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $447 over the average 98333 car insurance company.
The best car insurance provider for 98333 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $790 over the competition.
The best car insurance company for 98333 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $569 better than other car insurance companies.
The best auto insurance for 98333 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $431 less each year.
The least expensive car insurance company for new and young drivers in 98333
In 98333, State Farm costs young drivers $1,636 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98333
State Farm gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average 98333 couple's premiums.
The cheapest car insurance in 98333 for drivers with bad credit
The best 98333 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 98333, which was better than other insurers.
The cheapest large national provider in 98333
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98333 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98333, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98333
What Influences the Cost of Car Insurance in 98333?
On average, car insurance in 98333 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98333 is 45 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98333 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 98333 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98333 is $77 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98335: Insurance costs 4.51% less
- 98466: Insurance costs 3.01% more
- 98465: Insurance costs 3.92% more
- 98467: Insurance costs 4.51% more
- 98388: Insurance costs 0.85% more
- 98406: Insurance costs 1.24% more
- 98407: Insurance costs 1.64% more
- 98498: Insurance costs 6.34% more
- 98416: Insurance costs 11.31% less
- 98303: Insurance costs 3.79% less
Zip Codes with Similar Populations
- 67062: Insurance costs 1.44% less
- 31606: Insurance costs 6.47% more
- 31773: Insurance costs 6.02% more
- 32567: Insurance costs 55.53% more
- 33839: Insurance costs 62.20% more
- 33956: Insurance costs 59.32% more
- 34217: Insurance costs 71.81% more
- 35049: Insurance costs 0.52% more
- 62466: Insurance costs 3.40% less
- 66839: Insurance costs 0.39% less