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Get Cheap Car Insurance in 98404, WA
We monitor insurance prices, helping the average driver in 98404 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98404
The chart below shows the cheapest car insurance company in 98404 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98404 Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $67 |
| Progressive | $73 |
| Geico | $80 |
Savings for Every Kind of 98404 Driver
Based on our extensive insurance data, we know the average 98404 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $507 per year by choosing the right vehicle insurance company. Some 98404 residents are paying out over $1,733 extra every year for auto insurance in 98404. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98404, WA Savings / Yr. |
|---|---|
$507 |
|
$896 |
|
$645 |
|
$489 |
|
$1,855 |
|
$350 |
|
$601 |
98404 Car Insurance vs. Washington
People living in 98404 pay an average of 23.40% more than the typical driver in the state. The average driver in 98404 can expect to pay about $1,042 per year, or $1,733 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98404 for most people.
Car Insurance Prices by 98404 Neighborhood
Insurance Prices
Where is insurance cheapest within 98404?
The map shows insurance prices in and around 98404, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $298 per year within the zip boundaries, with insurance premiums ranging from a high of $1,824 to a low of $1,526. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of 98404.Pick the Best Car Insurance Company for You in 98404
The best car insurance provider for most drivers in 98404
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $507 over the average 98404 car insurance company.
The best car insurance provider for 98404 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $896 over the competition.
The best car insurance company for 98404 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $645 better than other car insurance companies.
The best auto insurance for 98404 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $489 less each year.
The least expensive car insurance company for new and young drivers in 98404
In 98404, State Farm costs young drivers $1,855 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98404
State Farm gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average 98404 couple's premiums.
The cheapest car insurance in 98404 for drivers with bad credit
The best 98404 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98404
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98404 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98404, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98404
What Influences the Cost of Car Insurance in 98404?
On average, car insurance in 98404 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98404 is 41 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98404 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 98404 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98404 is $87 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98408: Insurance costs 2.71% less
- 98418: Insurance costs 3.00% less
- 98443: Insurance costs 10.21% less
- 98421: Insurance costs 2.31% more
- 98402: Insurance costs 0.29% less
- 98409: Insurance costs 3.75% less
- 98424: Insurance costs 5.54% less
- 98405: Insurance costs 4.33% less
- 98444: Insurance costs 1.56% less
- 98403: Insurance costs 8.71% less
Zip Codes with Similar Populations
- 29680: Insurance costs 5.65% less
- 62269: Insurance costs 13.96% less
- 62025: Insurance costs 14.54% less
- 53188: Insurance costs 35.31% less
- 48312: Insurance costs 84.54% more
- 44039: Insurance costs 37.33% less
- 40165: Insurance costs 20.60% more
- 33594: Insurance costs 65.90% more
- 32904: Insurance costs 42.47% more
- 32812: Insurance costs 60.76% more