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Get Cheap Car Insurance in 98606, WA
We monitor insurance prices, helping the average driver in 98606 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98606
The chart below shows the cheapest car insurance company in 98606 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98606 Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| State Farm | $56 |
| Progressive | $61 |
| Geico | $67 |
Savings for Every Kind of 98606 Driver
Based on our extensive insurance data, we know the average 98606 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $425 per year by choosing the right vehicle insurance company. Some 98606 residents are paying out over $1,451 extra every year for auto insurance in 98606. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98606, WA Savings / Yr. |
|---|---|
$425 |
|
$750 |
|
$541 |
|
$409 |
|
$1,553 |
|
$294 |
|
$503 |
98606 Car Insurance vs. Washington
People living in 98606 pay an average of 3.35% more than the typical driver in the state. The average driver in 98606 can expect to pay about $872 per year, or $1,451 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98606 for most people.
Car Insurance Prices by 98606 Neighborhood
Insurance Prices
Where is insurance cheapest within 98606?
The map shows insurance prices in and around 98606, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the zip boundaries, with insurance premiums ranging from a high of $1,472 to a low of $1,406. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of 98606.Pick the Best Car Insurance Company for You in 98606
The best car insurance provider for most drivers in 98606
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $425 over the average 98606 car insurance company.
The best car insurance provider for 98606 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $750 over the competition.
The best car insurance company for 98606 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $541 better than other car insurance companies.
The best auto insurance for 98606 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $409 less each year.
The least expensive car insurance company for new and young drivers in 98606
In 98606, State Farm costs young drivers $1,553 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98606
State Farm gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average 98606 couple's premiums.
The cheapest car insurance in 98606 for drivers with bad credit
The best 98606 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98606
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98606 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98606, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98606
What Influences the Cost of Car Insurance in 98606?
On average, car insurance in 98606 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98606 is 38 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98606 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 98606 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98606 is $73 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98604: Insurance costs 2.27% more
- 98682: Insurance costs 2.48% more
- 98662: Insurance costs 1.52% more
- 98684: Insurance costs 4.14% more
- 98686: Insurance costs 1.17% more
- 98675: Insurance costs 0.55% more
- 98683: Insurance costs 3.17% more
- 98664: Insurance costs 3.38% more
- 98607: Insurance costs 0.07% more
- 98661: Insurance costs 4.69% more
Zip Codes with Similar Populations
- 99320: Insurance costs 7.44% less
- 15656: Insurance costs 4.14% less
- 15022: Insurance costs 3.79% less
- 07073: Insurance costs 50.72% more
- 07463: Insurance costs 25.98% more
- 07607: Insurance costs 38.59% more
- 92325: Insurance costs 46.80% more
- 07722: Insurance costs 18.88% more
- 07945: Insurance costs 17.16% more
- 78578: Insurance costs 21.71% more