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Get Cheap Car Insurance in 98819, WA
We monitor insurance prices, helping the average driver in 98819 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98819
The chart below shows the cheapest car insurance company in 98819 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98819 Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| State Farm | $50 |
| Progressive | $55 |
| Geico | $60 |
Savings for Every Kind of 98819 Driver
Based on our extensive insurance data, we know the average 98819 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some 98819 residents are paying out over $1,307 extra every year for auto insurance in 98819. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98819, WA Savings / Yr. |
|---|---|
$383 |
|
$676 |
|
$487 |
|
$369 |
|
$1,399 |
|
$264 |
|
$453 |
98819 Car Insurance vs. Washington
People living in 98819 pay an average of 6.90% less than the typical driver in the state. The average driver in 98819 can expect to pay about $786 per year, or $1,307 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98819 for most people.
Car Insurance Prices by 98819 Neighborhood
Insurance Prices
Where is insurance cheapest within 98819?
The map shows insurance prices in and around 98819, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,307 to a low of $1,307. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 98819.Pick the Best Car Insurance Company for You in 98819
The best car insurance provider for most drivers in 98819
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $383 over the average 98819 car insurance company.
The best car insurance provider for 98819 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for 98819 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $487 better than other car insurance companies.
The best auto insurance for 98819 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $369 less each year.
The least expensive car insurance company for new and young drivers in 98819
In 98819, State Farm costs young drivers $1,399 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98819
State Farm gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average 98819 couple's premiums.
The cheapest car insurance in 98819 for drivers with bad credit
The best 98819 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98819
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98819 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98819, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98819
What Influences the Cost of Car Insurance in 98819?
On average, car insurance in 98819 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98819 is 30 minutes, which is a little less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98819 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 98819 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 98819 is $65 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98849: Insurance costs 1.68% less
- 98841: Insurance costs 1.84% more
- 98855: Insurance costs 0.54% less
- 98862: Insurance costs 1.53% more
- 98833: Insurance costs 5.13% more
- 99166: Insurance costs 1.76% more
- 98267: Insurance costs 8.42% more
- 99167: Insurance costs 1.68% more
- 99141: Insurance costs 0.77% more
- 99151: Insurance costs 1.45% more
Zip Codes with Similar Populations
- 42156: Insurance costs 55.70% more
- 40062: Insurance costs 62.28% more
- 40763: Insurance costs 74.06% more
- 40913: Insurance costs 73.68% more
- 41226: Insurance costs 74.45% more
- 41567: Insurance costs 80.03% more
- 41739: Insurance costs 75.82% more
- 41775: Insurance costs 77.35% more
- 41833: Insurance costs 73.76% more
- 40036: Insurance costs 67.10% more