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Get Cheap Car Insurance in 99129, WA
We monitor insurance prices, helping the average driver in 99129 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 99129
The chart below shows the cheapest car insurance company in 99129 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 99129 Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| State Farm | $52 |
| Progressive | $58 |
| Geico | $63 |
Savings for Every Kind of 99129 Driver
Based on our extensive insurance data, we know the average 99129 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some 99129 residents are paying out over $1,360 extra every year for auto insurance in 99129. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
99129, WA Savings / Yr. |
|---|---|
$398 |
|
$703 |
|
$507 |
|
$384 |
|
$1,456 |
|
$275 |
|
$472 |
99129 Car Insurance vs. Washington
People living in 99129 pay an average of 3.11% less than the typical driver in the state. The average driver in 99129 can expect to pay about $818 per year, or $1,360 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 99129 for most people.
Car Insurance Prices by 99129 Neighborhood
Insurance Prices
Where is insurance cheapest within 99129?
The map shows insurance prices in and around 99129, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $19 per year within the zip boundaries, with insurance premiums ranging from a high of $1,367 to a low of $1,348. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of 99129.Pick the Best Car Insurance Company for You in 99129
The best car insurance provider for most drivers in 99129
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $398 over the average 99129 car insurance company.
The best car insurance provider for 99129 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $703 over the competition.
The best car insurance company for 99129 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $507 better than other car insurance companies.
The best auto insurance for 99129 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $384 less each year.
The least expensive car insurance company for new and young drivers in 99129
In 99129, State Farm costs young drivers $1,456 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 99129
State Farm gave the largest car insurance discounts to married couples, averaging $275 saved each year compared to an average 99129 couple's premiums.
The cheapest car insurance in 99129 for drivers with bad credit
The best 99129 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 99129
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 99129 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 99129, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 99129
What Influences the Cost of Car Insurance in 99129?
On average, car insurance in 99129 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 99129 is 35 minutes, which is about the national average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 99129 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 99129 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 99129 is $68 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 99147: Insurance costs 1.47% less
- 99040: Insurance costs 0.37% more
- 99013: Insurance costs 1.40% more
- 99173: Insurance costs 1.91% more
- 99034: Insurance costs 4.04% more
- 99148: Insurance costs 3.24% more
- 99110: Insurance costs 2.50% more
- 99026: Insurance costs 5.59% more
- 99124: Insurance costs 3.38% less
- 99116: Insurance costs 3.60% less
Zip Codes with Similar Populations
- 95549: Insurance costs 33.09% more
- 21861: Insurance costs 29.93% more
- 24220: Insurance costs 6.54% less
- 24280: Insurance costs 14.19% less
- 26169: Insurance costs 12.21% more
- 26581: Insurance costs 13.82% more
- 26852: Insurance costs 1.69% more
- 26855: Insurance costs 5.15% more
- 98644: Insurance costs 1.03% less
- 98582: Insurance costs 3.90% more