Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Alderpoint, CA
We monitor insurance prices, helping the average driver in Alderpoint save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Alderpoint
The chart below shows the cheapest car insurance company in Alderpoint for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Alderpoint Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Alderpoint Driver
Based on our extensive insurance data, we know the average Alderpoint driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $607 per year by choosing the right vehicle insurance company. Some Alderpoint residents are paying out over $1,899 extra every year for auto insurance in Alderpoint. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alderpoint, CA Savings / Yr. |
|---|---|
$607 |
|
$1,112 |
|
$879 |
|
$1,545 |
|
$793 |
|
$344 |
|
$0 |
Alderpoint Car Insurance vs. California
People living in Alderpoint pay an average of 5.45% less than the typical driver in the state. The average driver in Alderpoint can expect to pay about $889 per year, or $1,899 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Alderpoint for most people.
Car Insurance Prices by Alderpoint Neighborhood
Insurance Prices
Where is insurance cheapest within Alderpoint?
The map shows insurance prices in and around Alderpoint, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $1,912 to a low of $1,814. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Alderpoint.Pick the Best Car Insurance Company for You in Alderpoint
The best car insurance provider for most drivers in Alderpoint
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $607 over the average Alderpoint car insurance company.
The best car insurance provider for Alderpoint drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,112 over the competition.
The best car insurance company for Alderpoint drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $879 better than other car insurance companies.
The best auto insurance for Alderpoint drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,545 less each year.
The least expensive car insurance company for new and young drivers in Alderpoint
In Alderpoint, State Farm costs young drivers $793 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alderpoint
Progressive gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Alderpoint couple's premiums.
The cheapest car insurance in Alderpoint for drivers with bad credit
The best Alderpoint car insurance company for customer service
Nationwide was the best company for customer service in Alderpoint according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Alderpoint, which was better than other insurers.
The cheapest large national provider in Alderpoint
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Alderpoint driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alderpoint, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Alderpoint
What Influences the Cost of Car Insurance in Alderpoint?
On average, car insurance in Alderpoint is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alderpoint is 18 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alderpoint are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Alderpoint is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alderpoint is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Seward: Insurance costs 0.68% more
- Harris: Insurance costs 0.37% more
- Phillipsville: Insurance costs 3.11% less
- Zenia: Insurance costs 4.32% less
- Garberville: Insurance costs 2.69% less
- Blocksburg: Insurance costs 0.74% more
- Redway: Insurance costs 2.37% less
- Benbow: Insurance costs 2.42% less
- Miranda: Insurance costs 3.21% less
- Island Mountain: Insurance costs 3.53% less
Cities with Similar Populations
- Fence: Insurance costs 38.34% less
- Rockwood: Insurance costs 51.55% less
- Bald Head Island: Insurance costs 35.97% less
- Antoine: Insurance costs 11.74% less
- Barnett Crossroads: Insurance costs 23.17% less
- West Middletown: Insurance costs 27.75% less
- Portlandville: Insurance costs 13.53% more
- Bovill: Insurance costs 39.60% less
- Ogletown: Insurance costs 28.86% less
- Milton: Insurance costs 1.53% more