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Get Cheap Car Insurance in Alexandria Bay, NY
We monitor insurance prices, helping the average driver in Alexandria Bay save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Alexandria Bay
The chart below shows the cheapest car insurance company in Alexandria Bay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Alexandria Bay Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $108 |
| Geico | $112 |
Savings for Every Kind of Alexandria Bay Driver
Based on our extensive insurance data, we know the average Alexandria Bay driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $611 per year by choosing the right vehicle insurance company. Some Alexandria Bay residents are paying out over $2,048 extra every year for auto insurance in Alexandria Bay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alexandria Bay, NY Savings / Yr. |
|---|---|
$611 |
|
$389 |
|
$778 |
|
$787 |
|
$1,928 |
|
$645 |
|
$1,028 |
Alexandria Bay Car Insurance vs. New York
People living in Alexandria Bay pay an average of 15.55% less than the typical driver in the state. The average driver in Alexandria Bay can expect to pay about $1,485 per year, or $2,048 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Alexandria Bay for most people.
Car Insurance Prices by Alexandria Bay Neighborhood
Insurance Prices
Where is insurance cheapest within Alexandria Bay?
The map shows insurance prices in and around Alexandria Bay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $2,086 to a low of $2,030. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Alexandria Bay.Pick the Best Car Insurance Company for You in Alexandria Bay
The best car insurance provider for most drivers in Alexandria Bay
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $611 over the average Alexandria Bay car insurance company.
The best car insurance provider for Alexandria Bay drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $389 over the competition.
The best car insurance company for Alexandria Bay drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $778 better than other car insurance companies.
The best auto insurance for Alexandria Bay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $787 less each year.
The least expensive car insurance company for new and young drivers in Alexandria Bay
In Alexandria Bay, Progressive costs young drivers $1,928 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alexandria Bay
Progressive gave the largest car insurance discounts to married couples, averaging $645 saved each year compared to an average Alexandria Bay couple's premiums.
The cheapest car insurance in Alexandria Bay for drivers with bad credit
The best Alexandria Bay car insurance company for customer service
Nationwide was the best company for customer service in Alexandria Bay according to the NAIC.
Recent price drops
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The cheapest large national provider in Alexandria Bay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Alexandria Bay driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alexandria Bay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Alexandria Bay
What Influences the Cost of Car Insurance in Alexandria Bay?
On average, car insurance in Alexandria Bay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alexandria Bay is 22 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alexandria Bay are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Alexandria Bay is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alexandria Bay is $124 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wellesley Island: Insurance costs 1.37% more
- Westminster Park: Insurance costs 0.44% less
- Plessis: Insurance costs 0.39% less
- Redwood: Insurance costs 0.15% more
- Thousand Island Park: Insurance costs 0.20% more
- Fishers Landing: Insurance costs 0.24% more
- La Fargeville: Insurance costs 0.73% less
- Chippewa Bay: Insurance costs 2.15% more
- Orleans Four Corners: Insurance costs 1.81% less
- Omar: Insurance costs 1.86% less
Cities with Similar Populations
- Point Reyes Station: Insurance costs 6.01% less
- Hancock: Insurance costs 44.14% less
- Colmesneil: Insurance costs 19.04% less
- Butternut: Insurance costs 42.72% less
- Milan: Insurance costs 40.53% less
- Pine Grove: Insurance costs 52.69% more
- Oldfield: Insurance costs 53.13% more
- Corinne: Insurance costs 33.25% less
- Clarks Hill: Insurance costs 22.46% less
- Spotsylvania Courthouse: Insurance costs 39.31% less