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Get Cheap Car Insurance in Alleghany, CA
We monitor insurance prices, helping the average driver in Alleghany save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Alleghany
The chart below shows the cheapest car insurance company in Alleghany for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Alleghany Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $59 |
Savings for Every Kind of Alleghany Driver
Based on our extensive insurance data, we know the average Alleghany driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $606 per year by choosing the right vehicle insurance company. Some Alleghany residents are paying out over $1,896 extra every year for auto insurance in Alleghany. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alleghany, CA Savings / Yr. |
|---|---|
$606 |
|
$1,110 |
|
$878 |
|
$1,543 |
|
$792 |
|
$344 |
|
$0 |
Alleghany Car Insurance vs. California
People living in Alleghany pay an average of 5.58% less than the typical driver in the state. The average driver in Alleghany can expect to pay about $888 per year, or $1,896 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Alleghany for most people.
Car Insurance Prices by Alleghany Neighborhood
Insurance Prices
Where is insurance cheapest within Alleghany?
The map shows insurance prices in and around Alleghany, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,904 to a low of $1,849. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Alleghany.Pick the Best Car Insurance Company for You in Alleghany
The best car insurance provider for most drivers in Alleghany
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $606 over the average Alleghany car insurance company.
The best car insurance provider for Alleghany drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,110 over the competition.
The best car insurance company for Alleghany drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $878 better than other car insurance companies.
The best auto insurance for Alleghany drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,543 less each year.
The least expensive car insurance company for new and young drivers in Alleghany
In Alleghany, State Farm costs young drivers $792 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alleghany
Progressive gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Alleghany couple's premiums.
The cheapest car insurance in Alleghany for drivers with bad credit
The best Alleghany car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alleghany
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Alleghany driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alleghany, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Alleghany
What Influences the Cost of Car Insurance in Alleghany?
On average, car insurance in Alleghany is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alleghany are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Alleghany is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alleghany is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goodyears Bar: Insurance costs 3.32% less
- Downieville: Insurance costs 4.69% less
- North Bloomfield: Insurance costs 3.59% less
- Washington: Insurance costs 3.27% less
- Pike: Insurance costs 3.11% less
- North Columbia: Insurance costs 3.90% less
- Camptonville: Insurance costs 3.69% less
- Sierra City: Insurance costs 1.79% less
- Emigrant Gap: Insurance costs 0.21% less
- North San Juan: Insurance costs 3.64% less
Cities with Similar Populations
- Puuwai: Insurance costs 28.69% less
- Panoche: Insurance costs 1.32% more
- Lajitas: Insurance costs 11.87% less
- West Seboeis: Insurance costs 51.53% less
- Rector: Insurance costs 10.02% more
- Eagle Village: Insurance costs 26.64% less
- Dortha: Insurance costs 19.25% more
- Risher: Insurance costs 12.97% less
- Ruidosa: Insurance costs 4.69% less
- Judge Town: Insurance costs 40.45% less