Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Allenspark, CO
We monitor insurance prices, helping the average driver in Allenspark save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Allenspark
The chart below shows the cheapest car insurance company in Allenspark for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Allenspark Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $76 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Allenspark Driver
Based on our extensive insurance data, we know the average Allenspark driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $403 per year by choosing the right vehicle insurance company. Some Allenspark residents are paying out over $1,880 extra every year for auto insurance in Allenspark. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Allenspark, CO Savings / Yr. |
|---|---|
$403 |
|
$718 |
|
$578 |
|
$618 |
|
$1,829 |
|
$485 |
|
$709 |
Allenspark Car Insurance vs. Colorado
People living in Allenspark pay an average of 0.50% less than the typical driver in the state. The average driver in Allenspark can expect to pay about $1,098 per year, or $1,880 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Allenspark for most people.
Car Insurance Prices by Allenspark Neighborhood
Insurance Prices
Where is insurance cheapest within Allenspark?
The map shows insurance prices in and around Allenspark, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $4 per year within the city boundaries, with insurance premiums ranging from a high of $1,882 to a low of $1,878. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Allenspark.Pick the Best Car Insurance Company for You in Allenspark
The best car insurance provider for most drivers in Allenspark
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $403 over the average Allenspark car insurance company.
The best car insurance provider for Allenspark drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $718 over the competition.
The best car insurance company for Allenspark drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $578 better than other car insurance companies.
The best auto insurance for Allenspark drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $618 less each year.
The least expensive car insurance company for new and young drivers in Allenspark
In Allenspark, State Farm costs young drivers $1,829 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Allenspark
State Farm gave the largest car insurance discounts to married couples, averaging $485 saved each year compared to an average Allenspark couple's premiums.
The cheapest car insurance in Allenspark for drivers with bad credit
The best Allenspark car insurance company for customer service
Nationwide was the best company for customer service in Allenspark according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Allenspark, which was better than other insurers.
The cheapest large national provider in Allenspark
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Allenspark driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allenspark, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Allenspark
What Influences the Cost of Car Insurance in Allenspark?
On average, car insurance in Allenspark is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Allenspark are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Allenspark has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Allenspark is $92 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ward: Insurance costs 1.33% more
- Loveland Heights: Insurance costs 0.80% less
- Lyons: Insurance costs 1.06% less
- Jamestown: Insurance costs 1.01% more
- Estes Park: Insurance costs 2.34% less
- Pinewood Springs: Insurance costs 1.97% less
- Glen Comfort: Insurance costs 5.11% less
- Hygiene: Insurance costs 0.16% more
- Sugarloaf: Insurance costs 2.87% more
- Crisman: Insurance costs 2.39% more
Cities with Similar Populations
- Matagorda: Insurance costs 14.04% less
- Ripley: Insurance costs 5.27% less
- Coolin: Insurance costs 39.04% less
- Landersville: Insurance costs 16.44% less
- Moran: Insurance costs 45.00% more
- Naruna: Insurance costs 17.02% less
- Ouzinkie: Insurance costs 28.19% less
- Como: Insurance costs 1.60% less
- Hatteras: Insurance costs 37.45% less
- Palmers: Insurance costs 13.40% less