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Get Cheap Car Insurance in Allenton, MI

We monitor insurance prices, helping the average driver in Allenton save up to 41.9% on car insurance.

 

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The Cheapest Minimum Coverage in Allenton

The chart below shows the cheapest car insurance company in Allenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.

 
Allenton Insurer Monthly Cost
Auto-Owners Insurance $113
Progressive $129
State Farm $130
Safeco Insurance $137

Savings for Every Kind of Allenton Driver

The table shows how much the average auto insurance customer in Allenton might save by following our recommendations.

Based on our extensive insurance data, we know the average Allenton driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,224 per year by choosing the right vehicle insurance company. Some Allenton residents are paying out over $3,046 extra every year for auto insurance in Allenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Allenton Car Insurance vs. Michigan

People living in Allenton pay an average of 5.08% more than the typical driver in the state. The average driver in Allenton can expect to pay about $2,314 per year, or $3,046 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Allenton for most people.

Car Insurance Prices by Allenton Neighborhood

Allenton, MI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Allenton?

The map shows insurance prices in and around Allenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $125 per year within the city boundaries, with insurance premiums ranging from a high of $3,099 to a low of $2,974. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Allenton.

Pick the Best Car Insurance Company for You in Allenton

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Allenton insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Allenton

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,224 over the average Allenton car insurance company.

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We use the average good driver, paying $152 per month, as our baseline for pricing in Allenton. Geico, Safeco Insurance, and Auto-Owners Insurance are all good choices for quotes if you have a clean record.

The best car insurance provider for Allenton drivers with accidents on their records

In Allenton getting into an accident will raise premiums an average 38% for a yearly cost of $4,919. That's $1,873 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Progressive, Auto-Owners Insurance, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,999 over the competition.

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The best car insurance company for Allenton drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,769 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Allenton, tickets raise premiums on new quotes about $1,394. If you have a speeding ticket, we recommend Progressive, Auto-Owners Insurance, and Safeco Insurance for savings that beat the average insurance cost of $4,441 per year.

The best auto insurance for Allenton drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $6,417 per year in auto insurance premiums, which was $3,371 more than a driver with no major issues. Progressive, Auto-Owners Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $2,688 less each year.

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The least expensive car insurance company for new and young drivers in Allenton

In Allenton, Geico costs young drivers $3,171 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Allenton. With an average cost of $8,593 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Progressive, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Allenton

The state of Michigan does not allow marriage discounts, so the prices are unchanged if you are married

The cheapest car insurance in Allenton for drivers with bad credit

The state of Michigan does not allow companies to use credit score to figure out premiums, so the prices are unchanged regardless of credit score

The best Allenton car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Allenton, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Allenton.

Nationwide was the best company for customer service in Allenton according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Allenton, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Allenton. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Allenton

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 4.7% of Allenton residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Allenton driver can expect to pay about $163 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allenton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Allenton

What Influences the Cost of Car Insurance in Allenton?

On average, car insurance in Allenton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Allenton is 47 minutes, which is far more than average for a driver in the state.
  • Michigan state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Allenton has an average population density in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Allenton is $193 per month for minimum coverage and $254 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Gorham: Insurance costs 61.10% less
  • Republic: Insurance costs 56.34% less
  • Dania: Insurance costs 9.32% more
  • Lordsburg: Insurance costs 56.63% less
  • Wagram: Insurance costs 55.68% less
  • Panhandle: Insurance costs 35.26% less
  • Naples: Insurance costs 45.17% less
  • Gold Hill: Insurance costs 59.72% less
  • Belgrade: Insurance costs 68.58% less
  • Dennis: Insurance costs 50.59% less
* Who is the average Allenton driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Allenton with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.