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Get Cheap Car Insurance in Alpharetta, GA
We monitor insurance prices, helping the average driver in Alpharetta save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Alpharetta
The chart below shows the cheapest car insurance company in Alpharetta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Alpharetta Insurer | Monthly Cost |
|---|---|
| Travelers | $84 |
| Farm Bureau | $87 |
| State Farm | $96 |
| Progressive | $104 |
Savings for Every Kind of Alpharetta Driver
Based on our extensive insurance data, we know the average Alpharetta driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Alpharetta residents are paying out over $1,935 extra every year for auto insurance in Alpharetta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alpharetta, GA Savings / Yr. |
|---|---|
$402 |
|
$856 |
|
$591 |
|
$808 |
|
$2,355 |
|
$194 |
|
$831 |
Alpharetta Car Insurance vs. Georgia
People living in Alpharetta pay an average of 9.23% more than the typical driver in the state. The average driver in Alpharetta can expect to pay about $1,287 per year, or $1,935 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Alpharetta for most people.
Car Insurance Prices by Alpharetta Neighborhood
Insurance Prices
Where is insurance cheapest within Alpharetta?
The map shows insurance prices in and around Alpharetta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $356 per year within the city boundaries, with insurance premiums ranging from a high of $2,073 to a low of $1,717. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Alpharetta.Pick the Best Car Insurance Company for You in Alpharetta
The best car insurance provider for most drivers in Alpharetta
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $402 over the average Alpharetta car insurance company.
The best car insurance provider for Alpharetta drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $856 over the competition.
The best car insurance company for Alpharetta drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.
The best auto insurance for Alpharetta drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $808 less each year.
The least expensive car insurance company for new and young drivers in Alpharetta
In Alpharetta, Auto-Owners Insurance costs young drivers $2,355 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alpharetta
Farm Bureau gave the largest car insurance discounts to married couples, averaging $194 saved each year compared to an average Alpharetta couple's premiums.
The cheapest car insurance in Alpharetta for drivers with bad credit
The best Alpharetta car insurance company for customer service
Nationwide was the best company for customer service in Alpharetta according to the NAIC.
Recent price drops
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The cheapest large national provider in Alpharetta
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Alpharetta driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alpharetta, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Alpharetta
What Influences the Cost of Car Insurance in Alpharetta?
On average, car insurance in Alpharetta is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alpharetta is 37 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alpharetta are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Alpharetta is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Alpharetta is $107 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Milton: Insurance costs 4.44% less
- Johns Creek: Insurance costs 1.55% more
- Roswell: Insurance costs 0.88% more
- Berkeley Lake: Insurance costs 3.00% more
- Mountain Park: Insurance costs the same
- Suwanee: Insurance costs 1.50% more
- Duluth: Insurance costs 7.91% more
- Dunwoody: Insurance costs 1.76% more
- Norcross: Insurance costs 8.94% more
- Sandy Springs: Insurance costs 2.38% more
Cities with Similar Populations
- Palm Coast: Insurance costs 27.44% more
- Oshkosh: Insurance costs 44.29% less
- Elizabeth: Insurance costs 22.27% more
- Arlington Heights: Insurance costs 16.64% less
- Baltimore: Insurance costs 5.32% more
- Bayonne: Insurance costs 15.04% more
- Auburn: Insurance costs 20.72% less
- Ann Arbor: Insurance costs 56.54% more
- Aurora: Insurance costs 12.09% more
- Arlington: Insurance costs 31.06% less