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Get Cheap Car Insurance in Antioch, IL
We monitor insurance prices, helping the average driver in Antioch save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Antioch
The chart below shows the cheapest car insurance company in Antioch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Antioch Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Country Financial | $52 |
| Metromile | $57 |
| American Family Insurance | $61 |
Savings for Every Kind of Antioch Driver
Based on our extensive insurance data, we know the average Antioch driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Antioch residents are paying out over $1,433 extra every year for auto insurance in Antioch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Antioch, IL Savings / Yr. |
|---|---|
$335 |
|
$630 |
|
$504 |
|
$528 |
|
$1,302 |
|
$375 |
|
$481 |
Antioch Car Insurance vs. Illinois
People living in Antioch pay an average of 5.14% less than the typical driver in the state. The average driver in Antioch can expect to pay about $851 per year, or $1,433 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Antioch for most people.
Car Insurance Prices by Antioch Neighborhood
Insurance Prices
Where is insurance cheapest within Antioch?
The map shows insurance prices in and around Antioch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $167 per year within the city boundaries, with insurance premiums ranging from a high of $1,496 to a low of $1,329. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Antioch.Pick the Best Car Insurance Company for You in Antioch
The best car insurance provider for most drivers in Antioch
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $335 over the average Antioch car insurance company.
The best car insurance provider for Antioch drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $630 over the competition.
The best car insurance company for Antioch drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $504 better than other car insurance companies.
The best auto insurance for Antioch drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $528 less each year.
The least expensive car insurance company for new and young drivers in Antioch
In Antioch, State Farm costs young drivers $1,302 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Antioch
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Antioch couple's premiums.
The cheapest car insurance in Antioch for drivers with bad credit
The best Antioch car insurance company for customer service
Recent price drops
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The cheapest large national provider in Antioch
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Antioch driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Antioch, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Antioch
What Influences the Cost of Car Insurance in Antioch?
On average, car insurance in Antioch is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Antioch are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Antioch is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Antioch is $71 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Shangrila: Insurance costs 17.79% less
- Benet Lake: Insurance costs 19.68% less
- Trevor: Insurance costs 20.87% less
- Channel Lake: Insurance costs 4.61% less
- Lake Villa: Insurance costs 2.86% more
- Wilmot: Insurance costs 23.59% less
- Lindenhurst: Insurance costs 7.47% more
- Venetian Village: Insurance costs 5.93% more
- Round Lake Heights: Insurance costs 14.38% more
- Salem: Insurance costs 20.45% less
Cities with Similar Populations
- Auburn Hills: Insurance costs 113.89% more
- Burlington: Insurance costs 42.78% more
- Biddeford: Insurance costs 32.45% less
- Rolling Meadows: Insurance costs 10.54% more
- Silver Bell: Insurance costs 30.70% more
- South Elgin: Insurance costs 9.77% more
- South Plainfield: Insurance costs 34.47% more
- Harrisburg: Insurance costs 6.70% less
- Crofton: Insurance costs 30.84% more
- Avon Park: Insurance costs 72.02% more