Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Apple Valley, CA
We monitor insurance prices, helping the average driver in Apple Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Apple Valley
The chart below shows the cheapest car insurance company in Apple Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Apple Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Apple Valley Driver
Based on our extensive insurance data, we know the average Apple Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $672 per year by choosing the right vehicle insurance company. Some Apple Valley residents are paying out over $2,102 extra every year for auto insurance in Apple Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Apple Valley, CA Savings / Yr. |
|---|---|
$672 |
|
$1,231 |
|
$974 |
|
$1,711 |
|
$878 |
|
$381 |
|
$0 |
Apple Valley Car Insurance vs. California
People living in Apple Valley pay an average of 4.70% more than the typical driver in the state. The average driver in Apple Valley can expect to pay about $984 per year, or $2,102 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Apple Valley for most people.
Car Insurance Prices by Apple Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Apple Valley?
The map shows insurance prices in and around Apple Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $434 per year within the city boundaries, with insurance premiums ranging from a high of $2,305 to a low of $1,871. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Apple Valley.Pick the Best Car Insurance Company for You in Apple Valley
The best car insurance provider for most drivers in Apple Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $672 over the average Apple Valley car insurance company.
The best car insurance provider for Apple Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,231 over the competition.
The best car insurance company for Apple Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $974 better than other car insurance companies.
The best auto insurance for Apple Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,711 less each year.
The least expensive car insurance company for new and young drivers in Apple Valley
In Apple Valley, State Farm costs young drivers $878 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Apple Valley
Progressive gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average Apple Valley couple's premiums.
The cheapest car insurance in Apple Valley for drivers with bad credit
The best Apple Valley car insurance company for customer service
Nationwide was the best company for customer service in Apple Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Apple Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Apple Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Apple Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Apple Valley
What Influences the Cost of Car Insurance in Apple Valley?
On average, car insurance in Apple Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Apple Valley is 43 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Apple Valley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Apple Valley is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Apple Valley is $82 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Victorville: Insurance costs 6.18% more
- Hesperia: Insurance costs 5.66% more
- Adelanto: Insurance costs 7.09% more
- Oak Hills: Insurance costs 0.86% less
- Lucerne Valley: Insurance costs 8.09% less
- Phelan: Insurance costs 2.00% less
- Pinon Hills: Insurance costs 3.76% less
- Wrightwood: Insurance costs 3.38% less
- Llano: Insurance costs 5.85% less
- Valyermo: Insurance costs 2.33% less
Cities with Similar Populations
- Land O' Lakes: Insurance costs 31.54% more
- Florissant: Insurance costs 2.57% more
- Fort Wayne: Insurance costs 40.15% less
- Fort Mill: Insurance costs 21.03% less
- Fredericksburg: Insurance costs 40.39% less
- Corona: Insurance costs 4.90% more
- Conroe: Insurance costs 18.46% less
- Cincinnati: Insurance costs 45.24% less
- Cicero: Insurance costs 5.47% less
- Compton: Insurance costs 17.84% more