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Get Cheap Car Insurance in Applegate, CA
We monitor insurance prices, helping the average driver in Applegate save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Applegate
The chart below shows the cheapest car insurance company in Applegate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Applegate Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of Applegate Driver
Based on our extensive insurance data, we know the average Applegate driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $590 per year by choosing the right vehicle insurance company. Some Applegate residents are paying out over $1,846 extra every year for auto insurance in Applegate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Applegate, CA Savings / Yr. |
|---|---|
$590 |
|
$1,081 |
|
$855 |
|
$1,502 |
|
$771 |
|
$335 |
|
$0 |
Applegate Car Insurance vs. California
People living in Applegate pay an average of 8.09% less than the typical driver in the state. The average driver in Applegate can expect to pay about $864 per year, or $1,846 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Applegate for most people.
Car Insurance Prices by Applegate Neighborhood
Insurance Prices
Where is insurance cheapest within Applegate?
The map shows insurance prices in and around Applegate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the city boundaries, with insurance premiums ranging from a high of $1,934 to a low of $1,789. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Applegate.Pick the Best Car Insurance Company for You in Applegate
The best car insurance provider for most drivers in Applegate
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $590 over the average Applegate car insurance company.
The best car insurance provider for Applegate drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,081 over the competition.
The best car insurance company for Applegate drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $855 better than other car insurance companies.
The best auto insurance for Applegate drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,502 less each year.
The least expensive car insurance company for new and young drivers in Applegate
In Applegate, State Farm costs young drivers $771 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Applegate
Progressive gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Applegate couple's premiums.
The cheapest car insurance in Applegate for drivers with bad credit
The best Applegate car insurance company for customer service
Recent price drops
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The cheapest large national provider in Applegate
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Applegate driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Applegate, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Applegate
What Influences the Cost of Car Insurance in Applegate?
On average, car insurance in Applegate is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Applegate is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Applegate are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Applegate is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Applegate is $72 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Heather Glen: Insurance costs 0.38% more
- Meadow Vista: Insurance costs 1.35% more
- Clipper Gap: Insurance costs 3.36% more
- Weimar: Insurance costs 1.19% more
- Auburn: Insurance costs 3.58% more
- Greenwood: Insurance costs 3.74% more
- Colfax: Insurance costs 1.03% less
- North Auburn: Insurance costs 5.53% more
- Cool: Insurance costs 5.80% more
- Foresthill: Insurance costs 5.69% more
Cities with Similar Populations
- Morocco: Insurance costs 34.99% less
- Dauphin Island: Insurance costs 16.58% less
- Wells: Insurance costs 12.30% less
- Thorn Hill: Insurance costs 24.05% less
- Valley Grove: Insurance costs 23.35% less
- Sandy Ridge: Insurance costs 32.02% less
- Birchwood: Insurance costs 35.86% less
- Dysart: Insurance costs 32.77% less
- Archer City: Insurance costs 8.45% less
- Campti: Insurance costs 53.47% more