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Get Cheap Car Insurance in Appleton City, MO
We monitor insurance prices, helping the average driver in Appleton City save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Appleton City
The chart below shows the cheapest car insurance company in Appleton City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Appleton City Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Appleton City Driver
Based on our extensive insurance data, we know the average Appleton City driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $481 per year by choosing the right vehicle insurance company. Some Appleton City residents are paying out over $1,782 extra every year for auto insurance in Appleton City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Appleton City, MO Savings / Yr. |
|---|---|
$481 |
|
$671 |
|
$614 |
|
$687 |
|
$1,449 |
|
$374 |
|
$574 |
Appleton City Car Insurance vs. Missouri
People living in Appleton City pay an average of 1.03% less than the typical driver in the state. The average driver in Appleton City can expect to pay about $1,098 per year, or $1,782 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Appleton City for most people.
Car Insurance Prices by Appleton City Neighborhood
Insurance Prices
Where is insurance cheapest within Appleton City?
The map shows insurance prices in and around Appleton City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the city boundaries, with insurance premiums ranging from a high of $1,808 to a low of $1,742. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Appleton City.Pick the Best Car Insurance Company for You in Appleton City
The best car insurance provider for most drivers in Appleton City
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $481 over the average Appleton City car insurance company.
The best car insurance provider for Appleton City drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $671 over the competition.
The best car insurance company for Appleton City drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Appleton City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Appleton City
In Appleton City, Travelers costs young drivers $1,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Appleton City
State Farm gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Appleton City couple's premiums.
The cheapest car insurance in Appleton City for drivers with bad credit
The best Appleton City car insurance company for customer service
Nationwide was the best company for customer service in Appleton City according to the NAIC.
Recent price drops
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The cheapest large national provider in Appleton City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Appleton City driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Appleton City, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Appleton City
What Influences the Cost of Car Insurance in Appleton City?
On average, car insurance in Appleton City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Appleton City is 25 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Appleton City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Appleton City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Appleton City is $91 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hudson: Insurance costs 0.06% less
- Montrose: Insurance costs 0.39% less
- Johnson City: Insurance costs 1.07% less
- Rockville: Insurance costs 1.80% less
- Spruce: Insurance costs 0.90% less
- Pleasant Gap: Insurance costs 1.40% more
- Prairie City: Insurance costs 2.24% less
- Monegaw Springs: Insurance costs 0.45% less
- Schell City: Insurance costs 1.29% less
- Deepwater: Insurance costs 0.62% less
Cities with Similar Populations
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- Hiram: Insurance costs 7.46% less
- Loveville: Insurance costs 2.64% more
- Lebo: Insurance costs 14.31% less
- Maxwell: Insurance costs 0.56% more