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Get Cheap Car Insurance in Arcadia Lakes, SC
We monitor insurance prices, helping the average driver in Arcadia Lakes save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Arcadia Lakes
The chart below shows the cheapest car insurance company in Arcadia Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Arcadia Lakes Insurer | Monthly Cost |
|---|---|
| Geico | $63 |
| State Farm | $71 |
| Auto-Owners Insurance | $71 |
| Safeco Insurance | $78 |
Savings for Every Kind of Arcadia Lakes Driver
Based on our extensive insurance data, we know the average Arcadia Lakes driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Arcadia Lakes residents are paying out over $1,775 extra every year for auto insurance in Arcadia Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arcadia Lakes, SC Savings / Yr. |
|---|---|
$389 |
|
$699 |
|
$591 |
|
$735 |
|
$1,437 |
|
$329 |
|
$427 |
Arcadia Lakes Car Insurance vs. South Carolina
People living in Arcadia Lakes pay an average of 8.98% more than the typical driver in the state. The average driver in Arcadia Lakes can expect to pay about $1,044 per year, or $1,775 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Arcadia Lakes for most people.
Car Insurance Prices by Arcadia Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Arcadia Lakes?
The map shows insurance prices in and around Arcadia Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $323 per year within the city boundaries, with insurance premiums ranging from a high of $1,969 to a low of $1,646. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Arcadia Lakes.Pick the Best Car Insurance Company for You in Arcadia Lakes
The best car insurance provider for most drivers in Arcadia Lakes
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $389 over the average Arcadia Lakes car insurance company.
The best car insurance provider for Arcadia Lakes drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $699 over the competition.
The best car insurance company for Arcadia Lakes drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $591 better than other car insurance companies.
The best auto insurance for Arcadia Lakes drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $735 less each year.
The least expensive car insurance company for new and young drivers in Arcadia Lakes
In Arcadia Lakes, Geico costs young drivers $1,437 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arcadia Lakes
Geico gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Arcadia Lakes couple's premiums.
The cheapest car insurance in Arcadia Lakes for drivers with bad credit
The best Arcadia Lakes car insurance company for customer service
Nationwide was the best company for customer service in Arcadia Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Arcadia Lakes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Arcadia Lakes driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arcadia Lakes, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Arcadia Lakes
What Influences the Cost of Car Insurance in Arcadia Lakes?
On average, car insurance in Arcadia Lakes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arcadia Lakes are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Arcadia Lakes is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Arcadia Lakes is $87 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Columbia: Insurance costs 3.10% less
- Woodfield: Insurance costs 4.79% more
- Forest Acres: Insurance costs 5.46% less
- Dentsville: Insurance costs 4.28% more
- Hollywood Hills: Insurance costs 5.92% less
- Killian: Insurance costs 2.25% less
- Olympia: Insurance costs 10.93% less
- St. Andrews: Insurance costs 2.03% more
- Cayce: Insurance costs 4.68% less
- Blythewood: Insurance costs 1.13% less
Cities with Similar Populations
- Evening Shade: Insurance costs 5.01% less
- Rothsay: Insurance costs 11.72% less
- Westminster: Insurance costs 7.49% more
- Trout Lake: Insurance costs 25.13% less
- Wattensaw: Insurance costs 5.52% less
- Drakesville: Insurance costs 31.38% less
- Jennings: Insurance costs 3.61% less
- Elmhurst: Insurance costs 36.90% less
- Oshkosh: Insurance costs 17.18% less
- Juniper: Insurance costs 4.79% less