Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Arctic Village, AK
We monitor insurance prices, helping the average driver in Arctic Village save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Arctic Village
The chart below shows the cheapest car insurance company in Arctic Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Arctic Village Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Geico | $49 |
| Allstate | $72 |
| Progressive | $112 |
Savings for Every Kind of Arctic Village Driver
Based on our extensive insurance data, we know the average Arctic Village driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $284 per year by choosing the right vehicle insurance company. Some Arctic Village residents are paying out over $1,382 extra every year for auto insurance in Arctic Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arctic Village, AK Savings / Yr. |
|---|---|
$284 |
|
$440 |
|
$275 |
|
$303 |
|
$749 |
|
$253 |
|
$96 |
Arctic Village Car Insurance vs. Alaska
People living in Arctic Village pay an average of 0.54% more than the typical driver in the state. The average driver in Arctic Village can expect to pay about $677 per year, or $1,382 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Arctic Village for most people.
Car Insurance Prices by Arctic Village Neighborhood
Insurance Prices
Where is insurance cheapest within Arctic Village?
The map shows insurance prices in and around Arctic Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,382 to a low of $1,382. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southwest parts of Arctic Village.Pick the Best Car Insurance Company for You in Arctic Village
The best car insurance provider for most drivers in Arctic Village
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $284 over the average Arctic Village car insurance company.
The best car insurance provider for Arctic Village drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $440 over the competition.
The best car insurance company for Arctic Village drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $275 better than other car insurance companies.
The best auto insurance for Arctic Village drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in Arctic Village
In Arctic Village, State Farm costs young drivers $749 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arctic Village
State Farm gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Arctic Village couple's premiums.
The cheapest car insurance in Arctic Village for drivers with bad credit
The best Arctic Village car insurance company for customer service
Allstate was the best company for customer service in Arctic Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Arctic Village
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Arctic Village driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arctic Village, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Arctic Village
What Influences the Cost of Car Insurance in Arctic Village?
On average, car insurance in Arctic Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arctic Village are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Arctic Village is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Arctic Village is $56 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Venetie: Insurance costs the same
- Sagwon: Insurance costs 0.07% more
- Fort Yukon: Insurance costs 0.58% more
- Chalkyitsik: Insurance costs the same
- Beaver: Insurance costs the same
- Birch Creek: Insurance costs the same
- Coldfoot: Insurance costs 0.29% less
- Kaktovik: Insurance costs 0.07% more
- Anaktuvuk Pass: Insurance costs 0.07% more
- Circle: Insurance costs 0.58% more
Cities with Similar Populations
- Diamond Springs: Insurance costs 11.00% more
- Cow Yard: Insurance costs 10.49% more
- Craigsville: Insurance costs 1.16% more
- Platina: Insurance costs 30.25% more
- Percival Crossroads: Insurance costs 16.64% more
- Pepsin: Insurance costs 26.85% more
- Pelsor: Insurance costs 19.61% more
- Denio: Insurance costs 46.38% more
- Ozona: Insurance costs 29.31% more
- Denning: Insurance costs 63.17% more