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Get Cheap Car Insurance in Arkansas City, AR
We monitor insurance prices, helping the average driver in Arkansas City save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Arkansas City
The chart below shows the cheapest car insurance company in Arkansas City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Arkansas City Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $57 |
| Farm Bureau | $59 |
| Geico | $60 |
| Jupiter | $62 |
Savings for Every Kind of Arkansas City Driver
Based on our extensive insurance data, we know the average Arkansas City driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $348 per year by choosing the right vehicle insurance company. Some Arkansas City residents are paying out over $1,759 extra every year for auto insurance in Arkansas City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arkansas City, AR Savings / Yr. |
|---|---|
$348 |
|
$617 |
|
$496 |
|
$764 |
|
$1,974 |
|
$350 |
|
$490 |
Arkansas City Car Insurance vs. Arkansas
People living in Arkansas City pay an average of 4.49% more than the typical driver in the state. The average driver in Arkansas City can expect to pay about $952 per year, or $1,759 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Arkansas City for most people.
Car Insurance Prices by Arkansas City Neighborhood
Insurance Prices
Where is insurance cheapest within Arkansas City?
The map shows insurance prices in and around Arkansas City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,761 to a low of $1,759. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Arkansas City.Pick the Best Car Insurance Company for You in Arkansas City
The best car insurance provider for most drivers in Arkansas City
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $348 over the average Arkansas City car insurance company.
The best car insurance provider for Arkansas City drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $617 over the competition.
The best car insurance company for Arkansas City drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $496 better than other car insurance companies.
The best auto insurance for Arkansas City drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $764 less each year.
The least expensive car insurance company for new and young drivers in Arkansas City
In Arkansas City, Farm Bureau costs young drivers $1,974 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arkansas City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average Arkansas City couple's premiums.
The cheapest car insurance in Arkansas City for drivers with bad credit
The best Arkansas City car insurance company for customer service
Nationwide was the best company for customer service in Arkansas City according to the NAIC.
Recent price drops
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The cheapest large national provider in Arkansas City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Arkansas City driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arkansas City, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Arkansas City
What Influences the Cost of Car Insurance in Arkansas City?
On average, car insurance in Arkansas City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arkansas City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Arkansas City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Arkansas City is $79 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Halley: Insurance costs 0.40% less
- McArthur: Insurance costs 1.31% less
- Scott: Insurance costs 0.23% more
- Bolivar: Insurance costs 0.51% less
- Halley Junction: Insurance costs 3.41% less
- McGehee: Insurance costs 1.99% less
- Benoit: Insurance costs 0.51% less
- Rohwer: Insurance costs the same
- Grapeland: Insurance costs 0.51% less
- Stringtown: Insurance costs 0.51% less
Cities with Similar Populations
- Arroyo Gardens: Insurance costs 0.17% less
- Macdoel: Insurance costs 0.45% less
- Mitchellville: Insurance costs 3.81% less
- Millgrove: Insurance costs 33.26% less
- Midway: Insurance costs 30.81% less
- Meeker: Insurance costs 38.15% less
- McClanahan: Insurance costs 6.37% less
- Marion: Insurance costs 5.86% more
- Malcolm: Insurance costs 10.40% less
- Mittie: Insurance costs 69.07% more