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Get Cheap Car Insurance in Asbury, AL
We monitor insurance prices, helping the average driver in Asbury save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Asbury
The chart below shows the cheapest car insurance company in Asbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Asbury Insurer | Monthly Cost |
|---|---|
| Travelers | $64 |
| Gainsco | $67 |
| State Farm | $70 |
| Safe Auto | $71 |
Savings for Every Kind of Asbury Driver
Based on our extensive insurance data, we know the average Asbury driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Asbury residents are paying out over $1,441 extra every year for auto insurance in Asbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Asbury, AL Savings / Yr. |
|---|---|
$357 |
|
$485 |
|
$455 |
|
$516 |
|
$1,120 |
|
$62 |
|
$305 |
Asbury Car Insurance vs. Alabama
People living in Asbury pay an average of 10.10% less than the typical driver in the state. The average driver in Asbury can expect to pay about $951 per year, or $1,441 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Asbury for most people.
Car Insurance Prices by Asbury Neighborhood
Insurance Prices
Where is insurance cheapest within Asbury?
The map shows insurance prices in and around Asbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $1,454 to a low of $1,398. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Asbury.Pick the Best Car Insurance Company for You in Asbury
The best car insurance provider for most drivers in Asbury
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $357 over the average Asbury car insurance company.
The best car insurance provider for Asbury drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for Asbury drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $455 better than other car insurance companies.
The best auto insurance for Asbury drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $516 less each year.
The least expensive car insurance company for new and young drivers in Asbury
In Asbury, Travelers costs young drivers $1,120 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Asbury
State Farm gave the largest car insurance discounts to married couples, averaging $62 saved each year compared to an average Asbury couple's premiums.
The cheapest car insurance in Asbury for drivers with bad credit
The best Asbury car insurance company for customer service
Recent price drops
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The cheapest large national provider in Asbury
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Asbury driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Asbury, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Asbury
What Influences the Cost of Car Insurance in Asbury?
On average, car insurance in Asbury is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Asbury is 29 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Asbury are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Asbury is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Asbury is $79 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mabson: Insurance costs 0.90% more
- Skipperville: Insurance costs 0.69% more
- Beamon: Insurance costs 0.35% less
- Browns Crossroads: Insurance costs 2.15% less
- Ozark: Insurance costs 3.96% more
- Newville: Insurance costs 0.69% less
- Dillard: Insurance costs 2.50% less
- Blue Springs: Insurance costs the same
- Capps: Insurance costs 0.14% more
- Clopton: Insurance costs 1.11% more
Cities with Similar Populations
- Oak Ridge: Insurance costs 47.05% more
- East Peru: Insurance costs 33.03% less
- Oldtown: Insurance costs 53.92% more
- Meadow Creek: Insurance costs 19.22% less
- Birdsall: Insurance costs 43.03% more
- Owyhee: Insurance costs 24.43% less
- Stanley: Insurance costs 25.47% less
- Stansbury Park: Insurance costs 2.22% less
- Panton: Insurance costs 20.61% less
- Kahler: Insurance costs 22.62% more