Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ashland Heights, SD
We monitor insurance prices, helping the average driver in Ashland Heights save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Ashland Heights
The chart below shows the cheapest car insurance company in Ashland Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Ashland Heights Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $27 |
| American Family Insurance | $30 |
| Midvale Home & Auto | $31 |
| State Farm | $31 |
Savings for Every Kind of Ashland Heights Driver
Based on our extensive insurance data, we know the average Ashland Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Ashland Heights residents are paying out over $1,673 extra every year for auto insurance in Ashland Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ashland Heights, SD Savings / Yr. |
|---|---|
$347 |
|
$701 |
|
$542 |
|
$788 |
|
$1,309 |
|
$382 |
|
$599 |
Ashland Heights Car Insurance vs. South Dakota
People living in Ashland Heights pay an average of 1.42% more than the typical driver in the state. The average driver in Ashland Heights can expect to pay about $458 per year, or $1,673 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Ashland Heights for most people.
Car Insurance Prices by Ashland Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Ashland Heights?
The map shows insurance prices in and around Ashland Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,677 to a low of $1,648. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Ashland Heights.Pick the Best Car Insurance Company for You in Ashland Heights
The best car insurance provider for most drivers in Ashland Heights
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $347 over the average Ashland Heights car insurance company.
The best car insurance provider for Ashland Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $701 over the competition.
The best car insurance company for Ashland Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $542 better than other car insurance companies.
The best auto insurance for Ashland Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $788 less each year.
The least expensive car insurance company for new and young drivers in Ashland Heights
In Ashland Heights, State Farm costs young drivers $1,309 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ashland Heights
State Farm gave the largest car insurance discounts to married couples, averaging $382 saved each year compared to an average Ashland Heights couple's premiums.
The cheapest car insurance in Ashland Heights for drivers with bad credit
The best Ashland Heights car insurance company for customer service
Nationwide was the best company for customer service in Ashland Heights according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ashland Heights, which was better than other insurers.
The cheapest large national provider in Ashland Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ashland Heights driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ashland Heights, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Ashland Heights
What Influences the Cost of Car Insurance in Ashland Heights?
On average, car insurance in Ashland Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Dakota state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ashland Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Ashland Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ashland Heights is $38 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Box Elder: Insurance costs 0.36% less
- Ellsworth Afb: Insurance costs 2.15% more
- Rapid Valley: Insurance costs 2.75% less
- Sulphur: Insurance costs 2.57% less
- Rapid City: Insurance costs 0.12% more
- Black Hawk: Insurance costs 2.39% less
- Caputa: Insurance costs 1.02% less
- Farmingdale: Insurance costs 1.67% less
- Summerset: Insurance costs 2.33% less
- Viewfield: Insurance costs 1.49% more
Cities with Similar Populations
- Hannah: Insurance costs 7.83% more
- Rindal: Insurance costs 4.42% less
- Four Towns: Insurance costs 76.15% more
- Ocosta: Insurance costs 12.61% less
- Englewood: Insurance costs 76.57% more
- Eska: Insurance costs 10.22% less
- Esto: Insurance costs 34.67% more
- Farnham: Insurance costs 32.99% more
- Somerset: Insurance costs 8.25% less
- Nininger: Insurance costs 4.96% less